B
White River Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings White River Credit Union
Rochester, VT
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.40
Capitalization Index 7.70
Liquidity Index 3.60
Profitability Index 8.20
Stability Index 5.10
Company Info White River Credit Union
Rochester, VT
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 5169
Phone Number (802) 767-3333
Website www.whitercu.com
Asset Quality White River Credit Union
Rochester, VT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -2.40%
5-Year Asset Growth 6.17%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.94%
Non-Performing Loans to Loans 0.32%
Balance Sheet White River Credit Union
Rochester, VT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 49.31M
Total Deposits 43.89M
Capital and Reserves White River Credit Union
Rochester, VT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 4.91M
Leverage Ratio 10.09
Loan Loss Reserves to Loans 0.27%
Liquidity White River Credit Union
Rochester, VT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.54%
Liquidity Ratio 20.19%
Profitability White River Credit Union
Rochester, VT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.72%
Net Income 242.00K
Net Interest Spread 5.21%
Operating Profit to Average Assets 1.89%
Overhead Efficiency Ratio 66.47%
Return on Assets 1.96%
Return on Equity 20.32%