| Weiss Ratings |
White River Credit Union
Rochester, VT |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 9.60 | |||
| Stability Index | 5.60 | |||
| Company Info |
White River Credit Union
Rochester, VT |
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| NCUA Charter Number | 5169 | |||
| Phone Number | (802) 767-3333 | |||
| Website | www.whitercu.com | |||
| Asset Quality |
White River Credit Union
Rochester, VT |
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| 1-Year Asset Growth | 0.37% | |||
| 5-Year Asset Growth | 5.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 4.24% | |||
| Non-Performing Loans to Loans | 0.82% | |||
| Balance Sheet |
White River Credit Union
Rochester, VT |
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| Total Assets | 49.50M | |||
| Total Deposits | 42.86M | |||
| Capital and Reserves |
White River Credit Union
Rochester, VT |
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| Capital | 5.85M | |||
| Leverage Ratio | 11.61 | |||
| Loan Loss Reserves to Loans | 0.28% | |||
| Liquidity |
White River Credit Union
Rochester, VT |
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| Hot Money Ratio | 4.22% | |||
| Liquidity Ratio | 15.74% | |||
| Profitability |
White River Credit Union
Rochester, VT |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 1.01M | |||
| Net Interest Spread | 5.31% | |||
| Operating Profit to Average Assets | 2.07% | |||
| Overhead Efficiency Ratio | 64.48% | |||
| Return on Assets | 2.07% | |||
| Return on Equity | 19.25% | |||