Heartland Credit Union
| Weiss Ratings |
Heartland Credit Union
Springfield, IL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Heartland Credit Union
Springfield, IL |
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| NCUA Charter Number | 5171 | |||
| Phone Number | (217) 726-8877 | |||
| Website | www.hcu.org | |||
| Asset Quality |
Heartland Credit Union
Springfield, IL |
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| 1-Year Asset Growth | 10.52% | |||
| 5-Year Asset Growth | 9.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.11% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Heartland Credit Union
Springfield, IL |
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| Total Assets | 534.17M | |||
| Total Deposits | 460.59M | |||
| Capital and Reserves |
Heartland Credit Union
Springfield, IL |
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| Capital | 71.34M | |||
| Leverage Ratio | 13.43 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
Heartland Credit Union
Springfield, IL |
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| Hot Money Ratio | 9.96% | |||
| Liquidity Ratio | 22.02% | |||
| Profitability |
Heartland Credit Union
Springfield, IL |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 7.53M | |||
| Net Interest Spread | 4.54% | |||
| Operating Profit to Average Assets | 2.13% | |||
| Overhead Efficiency Ratio | 54.88% | |||
| Return on Assets | 1.92% | |||
| Return on Equity | 14.93% | |||