Heartland Credit Union
| Weiss Ratings |
Heartland Credit Union
Springfield, IL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 8.00 | |||
| Company Info |
Heartland Credit Union
Springfield, IL |
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| NCUA Charter Number | 5171 | |||
| Phone Number | (217) 726-8877 | |||
| Website | www.hcu.org | |||
| Asset Quality |
Heartland Credit Union
Springfield, IL |
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| 1-Year Asset Growth | 6.46% | |||
| 5-Year Asset Growth | 8.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.78% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Heartland Credit Union
Springfield, IL |
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| Total Assets | 473.69M | |||
| Total Deposits | 413.20M | |||
| Capital and Reserves |
Heartland Credit Union
Springfield, IL |
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| Capital | 57.00M | |||
| Leverage Ratio | 12.27 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Liquidity |
Heartland Credit Union
Springfield, IL |
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| Hot Money Ratio | 8.13% | |||
| Liquidity Ratio | 27.13% | |||
| Profitability |
Heartland Credit Union
Springfield, IL |
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| 5-Year Return on Average Assets | 1.16% | |||
| Net Income | 1.51M | |||
| Net Interest Spread | 4.11% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 66.51% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 10.76% | |||