Heartland Credit Union
| Weiss Ratings |
Heartland Credit Union
Springfield, IL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
Heartland Credit Union
Springfield, IL |
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| NCUA Charter Number | 5171 | |||
| Phone Number | (217) 726-8877 | |||
| Website | www.hcu.org | |||
| Asset Quality |
Heartland Credit Union
Springfield, IL |
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| 1-Year Asset Growth | 10.42% | |||
| 5-Year Asset Growth | 9.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.91% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Heartland Credit Union
Springfield, IL |
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| Total Assets | 523.02M | |||
| Total Deposits | 454.27M | |||
| Capital and Reserves |
Heartland Credit Union
Springfield, IL |
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| Capital | 65.95M | |||
| Leverage Ratio | 12.76 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
Heartland Credit Union
Springfield, IL |
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| Hot Money Ratio | 8.99% | |||
| Liquidity Ratio | 26.59% | |||
| Profitability |
Heartland Credit Union
Springfield, IL |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 2.49M | |||
| Net Interest Spread | 4.50% | |||
| Operating Profit to Average Assets | 2.18% | |||
| Overhead Efficiency Ratio | 54.94% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 15.43% | |||