C
UNCLE Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UNCLE Credit Union
Livermore, CA
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Rating C
Asset Quality Index 6.60
Capitalization Index 4.70
Liquidity Index 1.50
Profitability Index 4.50
Stability Index 3.50
Company Info UNCLE Credit Union
Livermore, CA
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NCUA Charter Number 5182
Phone Number (925) 447-5001
Website www.unclecu.org
Asset Quality UNCLE Credit Union
Livermore, CA
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1-Year Asset Growth 2.47%
5-Year Asset Growth 9.16%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 0.95%
Non-Performing Assets to Assets 0.86%
Non-Performing Loans to Capital 10.98%
Non-Performing Loans to Loans 1.00%
Balance Sheet UNCLE Credit Union
Livermore, CA
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Total Assets 770.96M
Total Deposits 670.19M
Capital and Reserves UNCLE Credit Union
Livermore, CA
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Capital 52.99M
Leverage Ratio 7.51
Loan Loss Reserves to Loans 1.12%
Liquidity UNCLE Credit Union
Livermore, CA
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Hot Money Ratio 16.29%
Liquidity Ratio 5.05%
Profitability UNCLE Credit Union
Livermore, CA
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5-Year Return on Average Assets 0.37%
Net Income 901.00K
Net Interest Spread 4.09%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 74.26%
Return on Assets 0.16%
Return on Equity 2.40%