Birmingham City Credit Union
| Weiss Ratings |
Birmingham City Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Birmingham City Credit Union
Birmingham, AL |
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| NCUA Charter Number | 5189 | |||
| Phone Number | (205) 583-4654 | |||
| Website | www.bhamcu.org | |||
| Asset Quality |
Birmingham City Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -0.99% | |||
| 5-Year Asset Growth | 0.27% | |||
| 5-Year Charge-Offs to Average Loans | 1.81% | |||
| Charge-Offs to Average Loans | 1.72% | |||
| Non-Performing Assets to Assets | 1.25% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Birmingham City Credit Union
Birmingham, AL |
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| Total Assets | 9.72M | |||
| Total Deposits | 7.68M | |||
| Capital and Reserves |
Birmingham City Credit Union
Birmingham, AL |
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| Capital | 1.92M | |||
| Leverage Ratio | 19.71 | |||
| Loan Loss Reserves to Loans | 4.18% | |||
| Liquidity |
Birmingham City Credit Union
Birmingham, AL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 28.21% | |||
| Profitability |
Birmingham City Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 197.00K | |||
| Net Interest Spread | 10.85% | |||
| Operating Profit to Average Assets | 4.12% | |||
| Overhead Efficiency Ratio | 49.51% | |||
| Return on Assets | 4.14% | |||
| Return on Equity | 21.34% | |||