Birmingham City Credit Union
| Weiss Ratings |
Birmingham City Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Birmingham City Credit Union
Birmingham, AL |
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| NCUA Charter Number | 5189 | |||
| Phone Number | (205) 583-4654 | |||
| Website | www.bhamcu.org | |||
| Asset Quality |
Birmingham City Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -0.85% | |||
| 5-Year Asset Growth | 0.27% | |||
| 5-Year Charge-Offs to Average Loans | 1.81% | |||
| Charge-Offs to Average Loans | 3.34% | |||
| Non-Performing Assets to Assets | 1.24% | |||
| Non-Performing Loans to Capital | 5.42% | |||
| Non-Performing Loans to Loans | 1.43% | |||
| Balance Sheet |
Birmingham City Credit Union
Birmingham, AL |
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| Total Assets | 9.33M | |||
| Total Deposits | 7.29M | |||
| Capital and Reserves |
Birmingham City Credit Union
Birmingham, AL |
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| Capital | 1.96M | |||
| Leverage Ratio | 20.99 | |||
| Loan Loss Reserves to Loans | 2.70% | |||
| Liquidity |
Birmingham City Credit Union
Birmingham, AL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 30.93% | |||
| Profitability |
Birmingham City Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 239.00K | |||
| Net Interest Spread | 11.15% | |||
| Operating Profit to Average Assets | 3.35% | |||
| Overhead Efficiency Ratio | 63.49% | |||
| Return on Assets | 3.35% | |||
| Return on Equity | 16.98% | |||