| Weiss Ratings |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| NCUA Charter Number | 5197 | |||
| Phone Number | (217) 337-0240 | |||
| Website | www.umecu-urbana.com | |||
| Asset Quality |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| 1-Year Asset Growth | 12.93% | |||
| 5-Year Asset Growth | 2.35% | |||
| 5-Year Charge-Offs to Average Loans | 1.31% | |||
| Charge-Offs to Average Loans | -0.52% | |||
| Non-Performing Assets to Assets | 1.39% | |||
| Non-Performing Loans to Capital | 8.56% | |||
| Non-Performing Loans to Loans | 2.19% | |||
| Balance Sheet |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| Total Assets | 4.81M | |||
| Total Deposits | 4.11M | |||
| Capital and Reserves |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| Capital | 693.00K | |||
| Leverage Ratio | 14.40 | |||
| Loan Loss Reserves to Loans | 2.95% | |||
| Liquidity |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 32.77% | |||
| Profitability |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 72.00K | |||
| Net Interest Spread | 6.03% | |||
| Operating Profit to Average Assets | 2.14% | |||
| Overhead Efficiency Ratio | 63.45% | |||
| Return on Assets | 2.14% | |||
| Return on Equity | 14.63% | |||