| Weiss Ratings |
Urbana Municipal Employees Credit Union
Urbana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
Urbana Municipal Employees Credit Union
Urbana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5197 | |||
| Phone Number | (217) 337-0240 | |||
| Website | www.umecu-urbana.com | |||
| Asset Quality |
Urbana Municipal Employees Credit Union
Urbana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.34% | |||
| 5-Year Asset Growth | 2.35% | |||
| 5-Year Charge-Offs to Average Loans | 1.31% | |||
| Charge-Offs to Average Loans | -0.53% | |||
| Non-Performing Assets to Assets | 1.10% | |||
| Non-Performing Loans to Capital | 6.58% | |||
| Non-Performing Loans to Loans | 1.42% | |||
| Balance Sheet |
Urbana Municipal Employees Credit Union
Urbana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 4.45M | |||
| Total Deposits | 3.79M | |||
| Capital and Reserves |
Urbana Municipal Employees Credit Union
Urbana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 663.00K | |||
| Leverage Ratio | 14.90 | |||
| Loan Loss Reserves to Loans | 2.57% | |||
| Liquidity |
Urbana Municipal Employees Credit Union
Urbana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 26.20% | |||
| Profitability |
Urbana Municipal Employees Credit Union
Urbana, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 42.00K | |||
| Net Interest Spread | 5.95% | |||
| Operating Profit to Average Assets | 1.95% | |||
| Overhead Efficiency Ratio | 63.24% | |||
| Return on Assets | 1.90% | |||
| Return on Equity | 13.00% | |||