| Weiss Ratings |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 3.70 | |||
| Company Info |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| NCUA Charter Number | 5197 | |||
| Phone Number | (217) 337-0240 | |||
| Website | www.umecu-urbana.com | |||
| Asset Quality |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| 1-Year Asset Growth | -1.08% | |||
| 5-Year Asset Growth | -0.27% | |||
| 5-Year Charge-Offs to Average Loans | 1.62% | |||
| Charge-Offs to Average Loans | -0.25% | |||
| Non-Performing Assets to Assets | 1.18% | |||
| Non-Performing Loans to Capital | 7.52% | |||
| Non-Performing Loans to Loans | 1.55% | |||
| Balance Sheet |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| Total Assets | 4.22M | |||
| Total Deposits | 3.67M | |||
| Capital and Reserves |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| Capital | 554.00K | |||
| Leverage Ratio | 13.14 | |||
| Loan Loss Reserves to Loans | 3.44% | |||
| Liquidity |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 26.46% | |||
| Profitability |
Urbana Municipal Employees Credit Union
Urbana, IL |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 17.00K | |||
| Net Interest Spread | 5.47% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 68.97% | |||
| Return on Assets | 1.63% | |||
| Return on Equity | 12.45% | |||