| Weiss Ratings |
Magnolia Federal Credit Union
Jackson, MS |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 7.00 | |||
| Company Info |
Magnolia Federal Credit Union
Jackson, MS |
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| NCUA Charter Number | 520 | |||
| Phone Number | (601) 977-8300 | |||
| Website | www.magfedcu.org | |||
| Asset Quality |
Magnolia Federal Credit Union
Jackson, MS |
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| 1-Year Asset Growth | -4.14% | |||
| 5-Year Asset Growth | 3.29% | |||
| 5-Year Charge-Offs to Average Loans | 1.47% | |||
| Charge-Offs to Average Loans | 2.21% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 2.83% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
Magnolia Federal Credit Union
Jackson, MS |
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| Total Assets | 158.86M | |||
| Total Deposits | 127.42M | |||
| Capital and Reserves |
Magnolia Federal Credit Union
Jackson, MS |
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| Capital | 31.73M | |||
| Leverage Ratio | 20.54 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Liquidity |
Magnolia Federal Credit Union
Jackson, MS |
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| Hot Money Ratio | 2.15% | |||
| Liquidity Ratio | 27.34% | |||
| Profitability |
Magnolia Federal Credit Union
Jackson, MS |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 691.00K | |||
| Net Interest Spread | 7.71% | |||
| Operating Profit to Average Assets | 3.58% | |||
| Overhead Efficiency Ratio | 57.75% | |||
| Return on Assets | 1.77% | |||
| Return on Equity | 8.80% | |||