B
Magnolia Federal Credit Union
JacksonMS
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Magnolia Federal Credit Union
Jackson, MS
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 9.00
Stability Index 7.00
Company Info Magnolia Federal Credit Union
Jackson, MS
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NCUA Charter Number 520
Phone Number (601) 977-8300
Website magfedcu.org
Asset Quality Magnolia Federal Credit Union
Jackson, MS
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1-Year Asset Growth 11.16%
5-Year Asset Growth 4.28%
5-Year Charge-Offs to Average Loans 1.37%
Charge-Offs to Average Loans 1.48%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 2.18%
Non-Performing Loans to Loans 0.58%
Balance Sheet Magnolia Federal Credit Union
Jackson, MS
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Total Assets 174.13M
Total Deposits 133.93M
Capital and Reserves Magnolia Federal Credit Union
Jackson, MS
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Capital 39.17M
Leverage Ratio 20.65
Loan Loss Reserves to Loans 2.53%
Liquidity Magnolia Federal Credit Union
Jackson, MS
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Hot Money Ratio 4.48%
Liquidity Ratio 27.66%
Profitability Magnolia Federal Credit Union
Jackson, MS
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5-Year Return on Average Assets 1.73%
Net Income 2.74M
Net Interest Spread 8.08%
Operating Profit to Average Assets 5.28%
Overhead Efficiency Ratio 61.97%
Return on Assets 3.28%
Return on Equity 14.96%