Alabama State Employees Credit Union

Montgomery, AL

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.60
Capitalization Index	8.40
Liquidity Index	2.80
Profitability Index	6.10
Stability Index	6.30

Company Info	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5202
Phone Number	(334) 270-9011
Website	www.yourasecu.com

Asset Quality	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.10%
5-Year Asset Growth	6.23%
5-Year Charge-Offs to Average Loans	0.67%
Charge-Offs to Average Loans	0.51%
Non-Performing Assets to Assets	0.27%
Non-Performing Loans to Capital	2.47%
Non-Performing Loans to Loans	0.29%

Balance Sheet	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	396.64M
Total Deposits	354.76M

Capital and Reserves	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
Capital	39.44M
Leverage Ratio	12.23
Loan Loss Reserves to Loans	1.00%

Liquidity	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.28%
Liquidity Ratio	9.66%

Profitability	Alabama State Employees Credit Union Montgomery, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.66%
Net Income	861.00K
Net Interest Spread	4.57%
Operating Profit to Average Assets	1.59%
Overhead Efficiency Ratio	73.37%
Return on Assets	0.87%
Return on Equity	8.79%