B
Alabama Postal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alabama Postal Credit Union
Birmingham, AL
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Rating B
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 9.80
Stability Index 5.70
Company Info Alabama Postal Credit Union
Birmingham, AL
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NCUA Charter Number 5209
Phone Number (205) 252-4812
Website www.alabamapostalcu.com
Asset Quality Alabama Postal Credit Union
Birmingham, AL
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1-Year Asset Growth 7.53%
5-Year Asset Growth -1.69%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.94%
Non-Performing Loans to Capital 2.23%
Non-Performing Loans to Loans 2.62%
Balance Sheet Alabama Postal Credit Union
Birmingham, AL
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Total Assets 6.30M
Total Deposits 3.58M
Capital and Reserves Alabama Postal Credit Union
Birmingham, AL
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Capital 2.72M
Leverage Ratio 43.14
Loan Loss Reserves to Loans 2.41%
Liquidity Alabama Postal Credit Union
Birmingham, AL
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Hot Money Ratio 6.91%
Liquidity Ratio 68.69%
Profitability Alabama Postal Credit Union
Birmingham, AL
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5-Year Return on Average Assets 1.28%
Net Income 72.00K
Net Interest Spread 8.06%
Operating Profit to Average Assets 2.40%
Overhead Efficiency Ratio 60.42%
Return on Assets 2.37%
Return on Equity 5.37%