| Weiss Ratings |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5212 | |||
| Phone Number | (218) 279-3200 | |||
| Website | nccyou.com | |||
| Asset Quality |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 9.24% | |||
| 5-Year Asset Growth | 7.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 1.10% | |||
| Non-Performing Loans to Capital | 11.54% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 114.23M | |||
| Total Deposits | 100.07M | |||
| Capital and Reserves |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 12.38M | |||
| Leverage Ratio | 10.89 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 5.15% | |||
| Liquidity Ratio | 11.28% | |||
| Profitability |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 68.00K | |||
| Net Interest Spread | 5.71% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 73.70% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 2.20% | |||