| Weiss Ratings |
Northern Communities Credit Union
Duluth, MN |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 7.40 | |||
| Company Info |
Northern Communities Credit Union
Duluth, MN |
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| NCUA Charter Number | 5212 | |||
| Phone Number | (218) 279-3200 | |||
| Website | nccyou.com | |||
| Asset Quality |
Northern Communities Credit Union
Duluth, MN |
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| 1-Year Asset Growth | 12.31% | |||
| 5-Year Asset Growth | 7.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 1.32% | |||
| Non-Performing Loans to Capital | 11.12% | |||
| Non-Performing Loans to Loans | 1.60% | |||
| Balance Sheet |
Northern Communities Credit Union
Duluth, MN |
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| Total Assets | 116.92M | |||
| Total Deposits | 102.20M | |||
| Capital and Reserves |
Northern Communities Credit Union
Duluth, MN |
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| Capital | 12.74M | |||
| Leverage Ratio | 10.94 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Liquidity |
Northern Communities Credit Union
Duluth, MN |
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| Hot Money Ratio | 7.82% | |||
| Liquidity Ratio | 17.40% | |||
| Profitability |
Northern Communities Credit Union
Duluth, MN |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 431.00K | |||
| Net Interest Spread | 5.93% | |||
| Operating Profit to Average Assets | 1.39% | |||
| Overhead Efficiency Ratio | 77.21% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 6.92% | |||