| Weiss Ratings |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5212 | |||
| Phone Number | (218) 279-3200 | |||
| Website | www.nccyou.com | |||
| Asset Quality |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.23% | |||
| 5-Year Asset Growth | 6.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 8.53% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 104.57M | |||
| Total Deposits | 91.63M | |||
| Capital and Reserves |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 11.42M | |||
| Leverage Ratio | 11.03 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Liquidity |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.32% | |||
| Liquidity Ratio | 10.16% | |||
| Profitability |
Northern Communities Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 316.00K | |||
| Net Interest Spread | 5.37% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 76.77% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 11.23% | |||