| Weiss Ratings |
Northern Communities Credit Union
Duluth, MN |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 7.80 | |||
| Company Info |
Northern Communities Credit Union
Duluth, MN |
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| NCUA Charter Number | 5212 | |||
| Phone Number | (218) 279-3200 | |||
| Website | nccyou.com | |||
| Asset Quality |
Northern Communities Credit Union
Duluth, MN |
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| 1-Year Asset Growth | 9.24% | |||
| 5-Year Asset Growth | 7.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 1.10% | |||
| Non-Performing Loans to Capital | 9.34% | |||
| Non-Performing Loans to Loans | 1.33% | |||
| Balance Sheet |
Northern Communities Credit Union
Duluth, MN |
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| Total Assets | 114.23M | |||
| Total Deposits | 100.07M | |||
| Capital and Reserves |
Northern Communities Credit Union
Duluth, MN |
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| Capital | 12.38M | |||
| Leverage Ratio | 10.89 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
Northern Communities Credit Union
Duluth, MN |
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| Hot Money Ratio | 7.09% | |||
| Liquidity Ratio | 17.93% | |||
| Profitability |
Northern Communities Credit Union
Duluth, MN |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 68.00K | |||
| Net Interest Spread | 5.71% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 79.62% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 2.20% | |||