Smartchoice Credit Union
| Weiss Ratings |
Smartchoice Credit Union
Spring Valley, IL |
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| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Smartchoice Credit Union
Spring Valley, IL |
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| NCUA Charter Number | 5228 | |||
| Phone Number | (815) 481-3537 | |||
| Website | smartchoicecu.com | |||
| Asset Quality |
Smartchoice Credit Union
Spring Valley, IL |
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| 1-Year Asset Growth | -5.13% | |||
| 5-Year Asset Growth | -1.77% | |||
| 5-Year Charge-Offs to Average Loans | -0.09% | |||
| Charge-Offs to Average Loans | 6.95% | |||
| Non-Performing Assets to Assets | 7.37% | |||
| Non-Performing Loans to Capital | 12.11% | |||
| Non-Performing Loans to Loans | 5.49% | |||
| Balance Sheet |
Smartchoice Credit Union
Spring Valley, IL |
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| Total Assets | 814.00K | |||
| Total Deposits | 574.00K | |||
| Capital and Reserves |
Smartchoice Credit Union
Spring Valley, IL |
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| Capital | 237.00K | |||
| Leverage Ratio | 29.12 | |||
| Loan Loss Reserves to Loans | 8.66% | |||
| Liquidity |
Smartchoice Credit Union
Spring Valley, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 35.94% | |||
| Profitability |
Smartchoice Credit Union
Spring Valley, IL |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 6.00K | |||
| Net Interest Spread | 6.65% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 69.23% | |||
| Return on Assets | 1.48% | |||
| Return on Equity | 5.11% | |||