Smartchoice Credit Union
| Weiss Ratings |
Smartchoice Credit Union
Spring Valley, IL |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
Smartchoice Credit Union
Spring Valley, IL |
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| NCUA Charter Number | 5228 | |||
| Phone Number | (815) 481-3537 | |||
| Website | smartchoicecu.com | |||
| Asset Quality |
Smartchoice Credit Union
Spring Valley, IL |
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| 1-Year Asset Growth | -6.53% | |||
| 5-Year Asset Growth | -1.77% | |||
| 5-Year Charge-Offs to Average Loans | -0.09% | |||
| Charge-Offs to Average Loans | 4.13% | |||
| Non-Performing Assets to Assets | 3.87% | |||
| Non-Performing Loans to Capital | 10.44% | |||
| Non-Performing Loans to Loans | 5.23% | |||
| Balance Sheet |
Smartchoice Credit Union
Spring Valley, IL |
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| Total Assets | 802.00K | |||
| Total Deposits | 561.00K | |||
| Capital and Reserves |
Smartchoice Credit Union
Spring Valley, IL |
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| Capital | 239.00K | |||
| Leverage Ratio | 29.80 | |||
| Loan Loss Reserves to Loans | 9.78% | |||
| Liquidity |
Smartchoice Credit Union
Spring Valley, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 45.91% | |||
| Profitability |
Smartchoice Credit Union
Spring Valley, IL |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 8.00K | |||
| Net Interest Spread | 6.40% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 78.13% | |||
| Return on Assets | 1.32% | |||
| Return on Equity | 4.52% | |||