Smartchoice Credit Union
| Weiss Ratings |
Smartchoice Credit Union
Spring Valley, IL |
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| Rating | ||||
| Asset Quality Index | 2.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 2.30 | |||
| Company Info |
Smartchoice Credit Union
Spring Valley, IL |
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| NCUA Charter Number | 5228 | |||
| Phone Number | (815) 481-3537 | |||
| Website | smartchoicecu.com | |||
| Asset Quality |
Smartchoice Credit Union
Spring Valley, IL |
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| 1-Year Asset Growth | -11.45% | |||
| 5-Year Asset Growth | 0.27% | |||
| 5-Year Charge-Offs to Average Loans | -0.11% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 12.10% | |||
| Non-Performing Loans to Capital | 33.77% | |||
| Non-Performing Loans to Loans | 12.38% | |||
| Balance Sheet |
Smartchoice Credit Union
Spring Valley, IL |
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| Total Assets | 851.00K | |||
| Total Deposits | 620.00K | |||
| Capital and Reserves |
Smartchoice Credit Union
Spring Valley, IL |
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| Capital | 228.00K | |||
| Leverage Ratio | 26.79 | |||
| Loan Loss Reserves to Loans | 9.25% | |||
| Liquidity |
Smartchoice Credit Union
Spring Valley, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 13.96% | |||
| Profitability |
Smartchoice Credit Union
Spring Valley, IL |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | 5.00K | |||
| Net Interest Spread | 5.98% | |||
| Operating Profit to Average Assets | 2.30% | |||
| Overhead Efficiency Ratio | 61.54% | |||
| Return on Assets | 2.30% | |||
| Return on Equity | 8.85% | |||