Bluescope Employees' Credit Union
Major Rating Factors:
A current level of 15.5 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.2).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10). Good liquidity 6.4, driven by a liquidity ratio of 59.5 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (46%), other (54%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1540 Genessee Street
Kansas City, MO 64102
Kansas City, MO 64102
Phone Number
(816) 968-3900
NCUA Charter Number
Largest Competitors
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO