Jones Methodist Church Credit Union
Major Rating Factors:
A current level of 23.1 percent of nonperforming loans to core capital combined with 47.2 percent from a year earlier contributes to the Fair asset quality (3.7). Operating profits as a percentage of assets at 0.0%, coupled with a return on assets of 0.0 has resulted in Very Weak (0.4) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 15.7 and a net worth ratio of 0.0. Excellent liquidity 9.0, driven by a liquidity ratio of 113.1 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (0%), other (100%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
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Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1975 Post Street
San Francisco, CA 94115
San Francisco, CA 94115
Phone Number
(415) 922-8320
NCUA Charter Number
Largest Competitors
San Francisco, CA
San Francisco, CA
San Francisco, CA
San Francisco, CA
San Francisco, CA