Jones Methodist Church Credit Union
Major Rating Factors:
A current level of 47.2 percent of nonperforming loans to core capital combined with 63.2 percent from a year earlier contributes to the Weak asset quality (1.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10). Excellent liquidity 8.9, driven by a liquidity ratio of 111.6 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (10%), other (90%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1975 Post Street
San Francisco, CA 94115
San Francisco, CA 94115
Phone Number
(415) 922-8320
NCUA Charter Number
Largest Competitors
San Francisco, CA
San Francisco, CA
San Francisco, CA
San Francisco, CA
San Francisco, CA