A
Illinois State Credit Union
NormalIL
Rating Date
July 2025
Net Capital
Ratio
Leverage
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Weiss Ratings Illinois State Credit Union
Normal, IL
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Rating A
Asset Quality Index 8.70
Capitalization Index 8.30
Liquidity Index 3.90
Profitability Index 4.80
Stability Index 6.10
Company Info Illinois State Credit Union
Normal, IL
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NCUA Charter Number 5264
Phone Number (309) 451-8400
Website www.itsmycreditunion.org
Asset Quality Illinois State Credit Union
Normal, IL
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1-Year Asset Growth 9.15%
5-Year Asset Growth 9.55%
5-Year Charge-Offs to Average Loans 0.79%
Charge-Offs to Average Loans 0.95%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 3.56%
Non-Performing Loans to Loans 0.55%
Balance Sheet Illinois State Credit Union
Normal, IL
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Total Assets 230.09M
Total Deposits 202.91M
Capital and Reserves Illinois State Credit Union
Normal, IL
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Capital 24.65M
Leverage Ratio 10.73
Loan Loss Reserves to Loans 1.22%
Liquidity Illinois State Credit Union
Normal, IL
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Hot Money Ratio 10.35%
Liquidity Ratio 27.42%
Profitability Illinois State Credit Union
Normal, IL
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5-Year Return on Average Assets 0.87%
Net Income 807.00K
Net Interest Spread 5.42%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 77.82%
Return on Assets 0.71%
Return on Equity 6.67%