B
Illinois State Credit Union
NormalIL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Illinois State Credit Union
Normal, IL
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Rating B
Asset Quality Index 7.30
Capitalization Index 9.10
Liquidity Index 3.10
Profitability Index 6.00
Stability Index 6.40
Company Info Illinois State Credit Union
Normal, IL
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NCUA Charter Number 5264
Phone Number (309) 451-8400
Website www.itsmycreditunion.org
Asset Quality Illinois State Credit Union
Normal, IL
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1-Year Asset Growth 6.76%
5-Year Asset Growth 9.55%
5-Year Charge-Offs to Average Loans 0.79%
Charge-Offs to Average Loans 0.90%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.05%
Non-Performing Loans to Loans 0.62%
Balance Sheet Illinois State Credit Union
Normal, IL
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Total Assets 228.24M
Total Deposits 200.87M
Capital and Reserves Illinois State Credit Union
Normal, IL
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Capital 24.94M
Leverage Ratio 10.94
Loan Loss Reserves to Loans 1.35%
Liquidity Illinois State Credit Union
Normal, IL
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Hot Money Ratio 11.17%
Liquidity Ratio 20.97%
Profitability Illinois State Credit Union
Normal, IL
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5-Year Return on Average Assets 0.87%
Net Income 1.08M
Net Interest Spread 5.32%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 73.99%
Return on Assets 0.63%
Return on Equity 5.92%