B
K.C. Area Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
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Income
Weiss Ratings K.C. Area Credit Union
Kansas City, MO
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.70
Profitability Index 6.10
Stability Index 6.40
Company Info K.C. Area Credit Union
Kansas City, MO
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NCUA Charter Number 5267
Phone Number (816) 936-5050
Website www.kcareacu.com
Asset Quality K.C. Area Credit Union
Kansas City, MO
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1-Year Asset Growth 6.36%
5-Year Asset Growth -0.49%
5-Year Charge-Offs to Average Loans 0.57%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.47%
Non-Performing Loans to Loans 0.78%
Balance Sheet K.C. Area Credit Union
Kansas City, MO
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Total Assets 11.51M
Total Deposits 9.56M
Capital and Reserves K.C. Area Credit Union
Kansas City, MO
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Capital 1.90M
Leverage Ratio 16.48
Loan Loss Reserves to Loans 2.00%
Liquidity K.C. Area Credit Union
Kansas City, MO
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Hot Money Ratio 0.00%
Liquidity Ratio 79.03%
Profitability K.C. Area Credit Union
Kansas City, MO
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5-Year Return on Average Assets 0.15%
Net Income 39.00K
Net Interest Spread 6.37%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 83.48%
Return on Assets 0.69%
Return on Equity 4.16%