| Weiss Ratings |
River Community Credit Union
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 7.00 | |||
| Company Info |
River Community Credit Union
Ottumwa, IA |
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| NCUA Charter Number | 5275 | |||
| Phone Number | (641) 684-6302 | |||
| Website | www.rivercommunitycu.org | |||
| Asset Quality |
River Community Credit Union
Ottumwa, IA |
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| 1-Year Asset Growth | 3.94% | |||
| 5-Year Asset Growth | 9.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.22% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
River Community Credit Union
Ottumwa, IA |
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| Total Assets | 30.50M | |||
| Total Deposits | 26.10M | |||
| Capital and Reserves |
River Community Credit Union
Ottumwa, IA |
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| Capital | 4.28M | |||
| Leverage Ratio | 14.02 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Liquidity |
River Community Credit Union
Ottumwa, IA |
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| Hot Money Ratio | 13.94% | |||
| Liquidity Ratio | 38.28% | |||
| Profitability |
River Community Credit Union
Ottumwa, IA |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 81.00K | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 71.30% | |||
| Return on Assets | 1.08% | |||
| Return on Equity | 7.65% | |||