| Weiss Ratings |
River Community Credit Union
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
River Community Credit Union
Ottumwa, IA |
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| NCUA Charter Number | 5275 | |||
| Phone Number | (641) 684-6302 | |||
| Website | www.rivercommunitycu.org | |||
| Asset Quality |
River Community Credit Union
Ottumwa, IA |
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| 1-Year Asset Growth | 2.55% | |||
| 5-Year Asset Growth | 9.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 1.99% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
River Community Credit Union
Ottumwa, IA |
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| Total Assets | 29.63M | |||
| Total Deposits | 25.04M | |||
| Capital and Reserves |
River Community Credit Union
Ottumwa, IA |
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| Capital | 4.49M | |||
| Leverage Ratio | 15.14 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
River Community Credit Union
Ottumwa, IA |
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| Hot Money Ratio | 14.06% | |||
| Liquidity Ratio | 36.69% | |||
| Profitability |
River Community Credit Union
Ottumwa, IA |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 291.00K | |||
| Net Interest Spread | 4.58% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 67.68% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 8.95% | |||