| Weiss Ratings |
River Community Credit Union
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
River Community Credit Union
Ottumwa, IA |
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| NCUA Charter Number | 5275 | |||
| Phone Number | (641) 684-6302 | |||
| Website | www.rivercommunitycu.org | |||
| Asset Quality |
River Community Credit Union
Ottumwa, IA |
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| 1-Year Asset Growth | 4.97% | |||
| 5-Year Asset Growth | 9.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 1.84% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
River Community Credit Union
Ottumwa, IA |
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| Total Assets | 30.17M | |||
| Total Deposits | 25.65M | |||
| Capital and Reserves |
River Community Credit Union
Ottumwa, IA |
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| Capital | 4.39M | |||
| Leverage Ratio | 14.55 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Liquidity |
River Community Credit Union
Ottumwa, IA |
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| Hot Money Ratio | 14.04% | |||
| Liquidity Ratio | 36.83% | |||
| Profitability |
River Community Credit Union
Ottumwa, IA |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 194.00K | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 68.37% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 9.05% | |||