Metropolitan Services Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10). Very Weak current capitalization (0.4 on a scale of 0 to 10) based on a net capital to total assets of 3.6 and a net worth ratio of 8.8.
Other Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Fair (3.4) profitability. Fair liquidity 4.0, driven by a liquidity ratio of 15.5 percent and a “hot money” ratio of 3.5 percent.
Asset Mix:
Consumer loans (29%), home mtgs (9%), other (61%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
475 Etna Street
Saint Paul, MN 55106
Saint Paul, MN 55106
Phone Number
(651) 602-8105
NCUA Charter Number
Website
Largest Competitors
Saint Paul, MN
Saint Paul, MN
Saint Paul, MN
Saint Paul, MN
Saint Paul, MN