B
Gas and Electric Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gas and Electric Credit Union
Rock Island, IL
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Rating B
Asset Quality Index 8.50
Capitalization Index 7.30
Liquidity Index 2.80
Profitability Index 4.10
Stability Index 5.60
Company Info Gas and Electric Credit Union
Rock Island, IL
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NCUA Charter Number 5278
Phone Number (309) 793-3610
Website www.gaselectriccu.com
Asset Quality Gas and Electric Credit Union
Rock Island, IL
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1-Year Asset Growth 4.36%
5-Year Asset Growth 8.12%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 4.23%
Non-Performing Loans to Loans 0.61%
Balance Sheet Gas and Electric Credit Union
Rock Island, IL
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Total Assets 125.55M
Total Deposits 112.50M
Capital and Reserves Gas and Electric Credit Union
Rock Island, IL
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Capital 11.12M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 0.92%
Liquidity Gas and Electric Credit Union
Rock Island, IL
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Hot Money Ratio 15.54%
Liquidity Ratio 15.09%
Profitability Gas and Electric Credit Union
Rock Island, IL
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5-Year Return on Average Assets 0.50%
Net Income 531.00K
Net Interest Spread 3.06%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 77.06%
Return on Assets 0.85%
Return on Equity 9.90%