B
Nikkei Credit Union
GardenaCA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Nikkei Credit Union
Gardena, CA
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Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 3.10
Stability Index 6.70
Company Info Nikkei Credit Union
Gardena, CA
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NCUA Charter Number 5286
Phone Number (310) 324-1544
Website www.nikkeicu.org
Asset Quality Nikkei Credit Union
Gardena, CA
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1-Year Asset Growth -5.66%
5-Year Asset Growth 2.52%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 1.20%
Non-Performing Loans to Capital 8.22%
Non-Performing Loans to Loans 0.06%
Balance Sheet Nikkei Credit Union
Gardena, CA
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Total Assets 79.68M
Total Deposits 67.61M
Capital and Reserves Nikkei Credit Union
Gardena, CA
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Capital 11.40M
Leverage Ratio 14.40
Loan Loss Reserves to Loans 0.30%
Liquidity Nikkei Credit Union
Gardena, CA
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Hot Money Ratio 17.20%
Liquidity Ratio 16.47%
Profitability Nikkei Credit Union
Gardena, CA
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5-Year Return on Average Assets 0.47%
Net Income 193.00K
Net Interest Spread 3.49%
Operating Profit to Average Assets 0.37%
Overhead Efficiency Ratio 90.07%
Return on Assets 0.32%
Return on Equity 2.29%