B
Novation Credit Union
OakdaleMN
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Novation Credit Union
Oakdale, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.20
Capitalization Index 7.00
Liquidity Index 4.00
Profitability Index 7.20
Stability Index 6.80
Company Info Novation Credit Union
Oakdale, MN
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 5288
Phone Number (651) 739-8080
Website www.novation.org
Asset Quality Novation Credit Union
Oakdale, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.02%
5-Year Asset Growth 7.42%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 3.09%
Non-Performing Loans to Loans 0.40%
Balance Sheet Novation Credit Union
Oakdale, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 244.83M
Total Deposits 220.50M
Capital and Reserves Novation Credit Union
Oakdale, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 23.06M
Leverage Ratio 9.56
Loan Loss Reserves to Loans 0.56%
Liquidity Novation Credit Union
Oakdale, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.19%
Liquidity Ratio 23.73%
Profitability Novation Credit Union
Oakdale, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.90%
Net Income 638.00K
Net Interest Spread 4.26%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 72.20%
Return on Assets 1.07%
Return on Equity 11.24%