B
Novation Credit Union
OakdaleMN
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Novation Credit Union
Oakdale, MN
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Rating B
Asset Quality Index 9.20
Capitalization Index 7.00
Liquidity Index 4.00
Profitability Index 7.20
Stability Index 6.80
Company Info Novation Credit Union
Oakdale, MN
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NCUA Charter Number 5288
Phone Number (651) 739-8080
Website www.novation.org
Asset Quality Novation Credit Union
Oakdale, MN
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1-Year Asset Growth 4.55%
5-Year Asset Growth 7.42%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.09%
Non-Performing Loans to Loans 0.40%
Balance Sheet Novation Credit Union
Oakdale, MN
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Total Assets 239.74M
Total Deposits 214.69M
Capital and Reserves Novation Credit Union
Oakdale, MN
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Capital 23.65M
Leverage Ratio 10.03
Loan Loss Reserves to Loans 0.57%
Liquidity Novation Credit Union
Oakdale, MN
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Hot Money Ratio 0.19%
Liquidity Ratio 23.73%
Profitability Novation Credit Union
Oakdale, MN
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5-Year Return on Average Assets 0.90%
Net Income 1.27M
Net Interest Spread 4.28%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 72.20%
Return on Assets 1.05%
Return on Equity 10.99%