C
Unite Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Unite Credit Union
Cedar Falls, IA
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 0.80
Stability Index 5.00
Company Info Unite Credit Union
Cedar Falls, IA
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NCUA Charter Number 5289
Phone Number (319) 273-2479
Website unite-cu.org
Asset Quality Unite Credit Union
Cedar Falls, IA
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1-Year Asset Growth 1.57%
5-Year Asset Growth -0.07%
5-Year Charge-Offs to Average Loans 0.53%
Charge-Offs to Average Loans 1.26%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 2.40%
Non-Performing Loans to Loans 0.77%
Balance Sheet Unite Credit Union
Cedar Falls, IA
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Total Assets 22.26M
Total Deposits 19.57M
Capital and Reserves Unite Credit Union
Cedar Falls, IA
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Capital 2.64M
Leverage Ratio 11.88
Loan Loss Reserves to Loans 1.08%
Liquidity Unite Credit Union
Cedar Falls, IA
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Hot Money Ratio 3.38%
Liquidity Ratio 49.47%
Profitability Unite Credit Union
Cedar Falls, IA
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5-Year Return on Average Assets -0.44%
Net Income -80.00K
Net Interest Spread 4.64%
Operating Profit to Average Assets -0.29%
Overhead Efficiency Ratio 106.85%
Return on Assets -0.72%
Return on Equity -5.99%