| Weiss Ratings |
Lake Superior Credit Union
Ontonagon, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lake Superior Credit Union
Ontonagon, MI |
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| NCUA Charter Number | 5291 | |||
| Phone Number | (906) 884-2069 | |||
| Website | www.lscu.virtualcu.net | |||
| Asset Quality |
Lake Superior Credit Union
Ontonagon, MI |
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| 1-Year Asset Growth | 1.45% | |||
| 5-Year Asset Growth | 9.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.15% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
Lake Superior Credit Union
Ontonagon, MI |
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| Total Assets | 10.49M | |||
| Total Deposits | 9.19M | |||
| Capital and Reserves |
Lake Superior Credit Union
Ontonagon, MI |
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| Capital | 1.28M | |||
| Leverage Ratio | 12.23 | |||
| Loan Loss Reserves to Loans | 0.20% | |||
| Liquidity |
Lake Superior Credit Union
Ontonagon, MI |
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| Hot Money Ratio | 2.72% | |||
| Liquidity Ratio | 50.38% | |||
| Profitability |
Lake Superior Credit Union
Ontonagon, MI |
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| 5-Year Return on Average Assets | 1.30% | |||
| Net Income | 62.00K | |||
| Net Interest Spread | 5.45% | |||
| Operating Profit to Average Assets | 2.37% | |||
| Overhead Efficiency Ratio | 56.43% | |||
| Return on Assets | 2.40% | |||
| Return on Equity | 19.81% | |||