| Weiss Ratings |
Lake Superior Credit Union
Ontonagon, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lake Superior Credit Union
Ontonagon, MI |
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| NCUA Charter Number | 5291 | |||
| Phone Number | (906) 884-2069 | |||
| Website | www.lscu.virtualcu.net | |||
| Asset Quality |
Lake Superior Credit Union
Ontonagon, MI |
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| 1-Year Asset Growth | 4.01% | |||
| 5-Year Asset Growth | 9.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.39% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
Lake Superior Credit Union
Ontonagon, MI |
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| Total Assets | 10.64M | |||
| Total Deposits | 9.20M | |||
| Capital and Reserves |
Lake Superior Credit Union
Ontonagon, MI |
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| Capital | 1.42M | |||
| Leverage Ratio | 13.39 | |||
| Loan Loss Reserves to Loans | 0.19% | |||
| Liquidity |
Lake Superior Credit Union
Ontonagon, MI |
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| Hot Money Ratio | 2.72% | |||
| Liquidity Ratio | 53.36% | |||
| Profitability |
Lake Superior Credit Union
Ontonagon, MI |
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| 5-Year Return on Average Assets | 1.30% | |||
| Net Income | 203.00K | |||
| Net Interest Spread | 5.50% | |||
| Operating Profit to Average Assets | 2.59% | |||
| Overhead Efficiency Ratio | 53.44% | |||
| Return on Assets | 2.59% | |||
| Return on Equity | 20.52% | |||