B
Lake Superior Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lake Superior Credit Union
Ontonagon, MI
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.20
Profitability Index 9.00
Stability Index 6.30
Company Info Lake Superior Credit Union
Ontonagon, MI
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NCUA Charter Number 5291
Phone Number (906) 884-2069
Website www.lscu.virtualcu.net
Asset Quality Lake Superior Credit Union
Ontonagon, MI
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1-Year Asset Growth 4.09%
5-Year Asset Growth 9.63%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.99%
Non-Performing Loans to Loans 0.52%
Balance Sheet Lake Superior Credit Union
Ontonagon, MI
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Total Assets 10.50M
Total Deposits 9.13M
Capital and Reserves Lake Superior Credit Union
Ontonagon, MI
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Capital 1.35M
Leverage Ratio 12.86
Loan Loss Reserves to Loans 0.19%
Liquidity Lake Superior Credit Union
Ontonagon, MI
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Hot Money Ratio 2.74%
Liquidity Ratio 50.87%
Profitability Lake Superior Credit Union
Ontonagon, MI
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5-Year Return on Average Assets 1.30%
Net Income 129.00K
Net Interest Spread 5.44%
Operating Profit to Average Assets 2.50%
Overhead Efficiency Ratio 54.70%
Return on Assets 2.48%
Return on Equity 20.08%