B
Central Vermont Medical Center Inc., Credit Union
Berlin,  VT
Rating Date
December 2025
Net Capital
Ratio
26.21
Leverage
Ratio
26.25
Return On
Assets
0.89%
Total
Assets
12.57M
Capital
3.29M
Total
Deposits
9.17M
Net
Income
82.00K
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Weiss Ratings Central Vermont Medical Center Inc., Credit Union
Berlin, VT 		Click to
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 7.50
Profitability Index 6.00
Stability Index 5.70
Company Info Central Vermont Medical Center Inc., Credit Union
Berlin, VT 		Click to
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NCUA Charter Number 5292
Phone Number (802) 371-4211
Website www.cvmccu.org
Asset Quality Central Vermont Medical Center Inc., Credit Union
Berlin, VT 		Click to
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1-Year Asset Growth 6.57%
5-Year Asset Growth -1.58%
5-Year Charge-Offs to Average Loans 1.20%
Charge-Offs to Average Loans 1.19%
Non-Performing Assets to Assets 2.32%
Non-Performing Loans to Capital 8.58%
Non-Performing Loans to Loans 6.26%
Balance Sheet Central Vermont Medical Center Inc., Credit Union
Berlin, VT 		Click to
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Total Assets 12.57M
Total Deposits 9.17M
Capital and Reserves Central Vermont Medical Center Inc., Credit Union
Berlin, VT 		Click to
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Capital 3.29M
Leverage Ratio 26.25
Loan Loss Reserves to Loans 2.09%
Liquidity Central Vermont Medical Center Inc., Credit Union
Berlin, VT 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 97.66%
Profitability Central Vermont Medical Center Inc., Credit Union
Berlin, VT 		Click to
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5-Year Return on Average Assets 0.48%
Net Income 82.00K
Net Interest Spread 5.60%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 76.82%
Return on Assets 0.89%
Return on Equity 3.37%