B
Library of Congress Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.88
Leverage
Ratio
16.02
Return On
Assets
0.87%
Total
Assets
339.87M
Capital
53.99M
Total
Deposits
281.89M
Net
Income
2.21M
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Weiss Ratings Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 6.10
Stability Index 8.20
Company Info Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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NCUA Charter Number 530
Phone Number (202) 707-5852
Website www.lcfcu.org
Asset Quality Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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1-Year Asset Growth 3.82%
5-Year Asset Growth 4.87%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.10%
Non-Performing Loans to Loans 0.21%
Balance Sheet Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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Total Assets 339.87M
Total Deposits 281.89M
Capital and Reserves Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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Capital 53.99M
Leverage Ratio 16.02
Loan Loss Reserves to Loans 1.05%
Liquidity Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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Hot Money Ratio 25.08%
Liquidity Ratio 14.04%
Profitability Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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5-Year Return on Average Assets 0.67%
Net Income 2.21M
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 66.94%
Return on Assets 0.87%
Return on Equity 5.56%