B
Library of Congress Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
15.65
Leverage
Ratio
15.78
Return On
Assets
0.89%
Total
Assets
340.45M
Capital
53.28M
Total
Deposits
283.34M
Net
Income
1.50M
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Weiss Ratings Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 5.40
Stability Index 8.20
Company Info Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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NCUA Charter Number 530
Phone Number (202) 707-5852
Website www.lcfcu.org
Asset Quality Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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1-Year Asset Growth 4.09%
5-Year Asset Growth 4.87%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 4.15%
Non-Performing Loans to Loans 0.41%
Balance Sheet Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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Total Assets 340.45M
Total Deposits 283.34M
Capital and Reserves Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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Capital 53.28M
Leverage Ratio 15.78
Loan Loss Reserves to Loans 1.05%
Liquidity Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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Hot Money Ratio 24.17%
Liquidity Ratio 12.32%
Profitability Library of Congress Federal Credit Union
Hyattsville, MD 		Click to
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5-Year Return on Average Assets 0.67%
Net Income 1.50M
Net Interest Spread 2.93%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 68.87%
Return on Assets 0.89%
Return on Equity 5.71%