B
United Association Credit Union
ConcordCA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Association Credit Union
Concord, CA
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 10.00
Stability Index 6.30
Company Info United Association Credit Union
Concord, CA
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NCUA Charter Number 5300
Phone Number (925) 686-1044
Website unitedassociationcu.org
Asset Quality United Association Credit Union
Concord, CA
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1-Year Asset Growth 4.98%
5-Year Asset Growth 9.01%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.37%
Balance Sheet United Association Credit Union
Concord, CA
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Total Assets 13.25M
Total Deposits 10.88M
Capital and Reserves United Association Credit Union
Concord, CA
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Capital 2.37M
Leverage Ratio 17.88
Loan Loss Reserves to Loans 0.50%
Liquidity United Association Credit Union
Concord, CA
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Hot Money Ratio 0.00%
Liquidity Ratio 37.00%
Profitability United Association Credit Union
Concord, CA
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5-Year Return on Average Assets 1.33%
Net Income 137.00K
Net Interest Spread 5.66%
Operating Profit to Average Assets 2.34%
Overhead Efficiency Ratio 53.81%
Return on Assets 2.08%
Return on Equity 11.85%