| Weiss Ratings |
United Association Credit Union
Concord, CA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
United Association Credit Union
Concord, CA |
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| NCUA Charter Number | 5300 | |||
| Phone Number | (925) 686-1044 | |||
| Website | unitedassociationcu.org | |||
| Asset Quality |
United Association Credit Union
Concord, CA |
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| 1-Year Asset Growth | 3.24% | |||
| 5-Year Asset Growth | 9.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 3.12% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
United Association Credit Union
Concord, CA |
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| Total Assets | 13.28M | |||
| Total Deposits | 10.87M | |||
| Capital and Reserves |
United Association Credit Union
Concord, CA |
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| Capital | 2.41M | |||
| Leverage Ratio | 18.17 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Liquidity |
United Association Credit Union
Concord, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 35.69% | |||
| Profitability |
United Association Credit Union
Concord, CA |
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| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 182.00K | |||
| Net Interest Spread | 5.65% | |||
| Operating Profit to Average Assets | 2.11% | |||
| Overhead Efficiency Ratio | 61.30% | |||
| Return on Assets | 1.84% | |||
| Return on Equity | 10.37% | |||