B
Central Illinois Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Illinois Credit Union
Champaign, IL
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Rating B
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 6.70
Profitability Index 7.00
Stability Index 5.90
Company Info Central Illinois Credit Union
Champaign, IL
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NCUA Charter Number 5302
Phone Number (217) 356-9721
Website www.cicu.com
Asset Quality Central Illinois Credit Union
Champaign, IL
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1-Year Asset Growth 8.39%
5-Year Asset Growth 8.32%
5-Year Charge-Offs to Average Loans 0.93%
Charge-Offs to Average Loans 1.84%
Non-Performing Assets to Assets 1.92%
Non-Performing Loans to Capital 15.01%
Non-Performing Loans to Loans 4.57%
Balance Sheet Central Illinois Credit Union
Champaign, IL
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Total Assets 28.29M
Total Deposits 24.92M
Capital and Reserves Central Illinois Credit Union
Champaign, IL
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Capital 3.21M
Leverage Ratio 11.46
Loan Loss Reserves to Loans 1.16%
Liquidity Central Illinois Credit Union
Champaign, IL
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Hot Money Ratio 7.08%
Liquidity Ratio 60.46%
Profitability Central Illinois Credit Union
Champaign, IL
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5-Year Return on Average Assets 1.12%
Net Income 56.00K
Net Interest Spread 5.46%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 64.16%
Return on Assets 0.81%
Return on Equity 6.82%