B
Natco Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Natco Credit Union
Richmond, IN
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 9.40
Stability Index 6.30
Company Info Natco Credit Union
Richmond, IN
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NCUA Charter Number 5307
Phone Number (765) 962-2561
Website www.natcocu.org
Asset Quality Natco Credit Union
Richmond, IN
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1-Year Asset Growth 1.82%
5-Year Asset Growth 10.50%
5-Year Charge-Offs to Average Loans 1.14%
Charge-Offs to Average Loans 1.63%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 5.22%
Non-Performing Loans to Loans 1.12%
Balance Sheet Natco Credit Union
Richmond, IN
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Total Assets 151.53M
Total Deposits 128.03M
Capital and Reserves Natco Credit Union
Richmond, IN
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Capital 22.17M
Leverage Ratio 16.20
Loan Loss Reserves to Loans 2.14%
Liquidity Natco Credit Union
Richmond, IN
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Hot Money Ratio 1.97%
Liquidity Ratio 14.65%
Profitability Natco Credit Union
Richmond, IN
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5-Year Return on Average Assets 1.85%
Net Income 633.00K
Net Interest Spread 7.08%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 83.67%
Return on Assets 0.83%
Return on Equity 5.87%