B
Cent Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cent Credit Union
Mason City, IA
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 3.50
Stability Index 7.50
Company Info Cent Credit Union
Mason City, IA
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NCUA Charter Number 5313
Phone Number (641) 424-2368
Website www.centcu.org
Asset Quality Cent Credit Union
Mason City, IA
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1-Year Asset Growth 5.58%
5-Year Asset Growth 24.46%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 2.96%
Non-Performing Loans to Loans 0.44%
Balance Sheet Cent Credit Union
Mason City, IA
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Total Assets 167.75M
Total Deposits 146.91M
Capital and Reserves Cent Credit Union
Mason City, IA
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Capital 20.14M
Leverage Ratio 12.00
Loan Loss Reserves to Loans 0.27%
Liquidity Cent Credit Union
Mason City, IA
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Hot Money Ratio 12.91%
Liquidity Ratio 23.13%
Profitability Cent Credit Union
Mason City, IA
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5-Year Return on Average Assets 0.77%
Net Income 861.00K
Net Interest Spread 4.23%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 83.09%
Return on Assets 0.67%
Return on Equity 5.84%