| Weiss Ratings |
State Employees Community Credit Union
Alton, IL |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 7.60 | |||
| Company Info |
State Employees Community Credit Union
Alton, IL |
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| NCUA Charter Number | 5318 | |||
| Phone Number | (618) 462-5229 | |||
| Website | www.stateemployeescu.virtualcu.net/ | |||
| Asset Quality |
State Employees Community Credit Union
Alton, IL |
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| 1-Year Asset Growth | -7.04% | |||
| 5-Year Asset Growth | 2.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 11.16% | |||
| Non-Performing Assets to Assets | 1.30% | |||
| Non-Performing Loans to Capital | 7.02% | |||
| Non-Performing Loans to Loans | 2.52% | |||
| Balance Sheet |
State Employees Community Credit Union
Alton, IL |
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| Total Assets | 6.83M | |||
| Total Deposits | 5.61M | |||
| Capital and Reserves |
State Employees Community Credit Union
Alton, IL |
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| Capital | 1.22M | |||
| Leverage Ratio | 17.88 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Liquidity |
State Employees Community Credit Union
Alton, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 59.84% | |||
| Profitability |
State Employees Community Credit Union
Alton, IL |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | -29.00K | |||
| Net Interest Spread | 6.53% | |||
| Operating Profit to Average Assets | -1.70% | |||
| Overhead Efficiency Ratio | 83.74% | |||
| Return on Assets | -1.70% | |||
| Return on Equity | -9.39% | |||