| Weiss Ratings |
Area Federal Credit Union
Aberdeen, SD |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 8.00 | |||
| Company Info |
Area Federal Credit Union
Aberdeen, SD |
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| NCUA Charter Number | 532 | |||
| Phone Number | (605) 225-2488 | |||
| Website | www.areafcu.org | |||
| Asset Quality |
Area Federal Credit Union
Aberdeen, SD |
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| 1-Year Asset Growth | 4.42% | |||
| 5-Year Asset Growth | 5.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 1.31% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Area Federal Credit Union
Aberdeen, SD |
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| Total Assets | 188.72M | |||
| Total Deposits | 156.58M | |||
| Capital and Reserves |
Area Federal Credit Union
Aberdeen, SD |
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| Capital | 30.26M | |||
| Leverage Ratio | 16.72 | |||
| Loan Loss Reserves to Loans | 0.33% | |||
| Liquidity |
Area Federal Credit Union
Aberdeen, SD |
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| Hot Money Ratio | 16.16% | |||
| Liquidity Ratio | 36.87% | |||
| Profitability |
Area Federal Credit Union
Aberdeen, SD |
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| 5-Year Return on Average Assets | 1.20% | |||
| Net Income | 1.27M | |||
| Net Interest Spread | 4.49% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 66.81% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 8.57% | |||