B
Upward Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Upward Credit Union
Burlingame, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.00
Capitalization Index 8.40
Liquidity Index 4.10
Profitability Index 4.30
Stability Index 4.00
Company Info Upward Credit Union
Burlingame, CA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 5324
Phone Number (650) 231-1300
Website www.upwardcu.org
Asset Quality Upward Credit Union
Burlingame, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -8.44%
5-Year Asset Growth 3.54%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.05%
Non-Performing Loans to Loans 0.40%
Balance Sheet Upward Credit Union
Burlingame, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 90.10M
Total Deposits 80.23M
Capital and Reserves Upward Credit Union
Burlingame, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 9.38M
Leverage Ratio 10.86
Loan Loss Reserves to Loans 0.63%
Liquidity Upward Credit Union
Burlingame, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.74%
Liquidity Ratio 24.16%
Profitability Upward Credit Union
Burlingame, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.24%
Net Income 248.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 82.04%
Return on Assets 0.54%
Return on Equity 5.44%