B
Upward Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Upward Credit Union
Burlingame, CA
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Rating B
Asset Quality Index 6.00
Capitalization Index 8.30
Liquidity Index 4.30
Profitability Index 5.40
Stability Index 4.30
Company Info Upward Credit Union
Burlingame, CA
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NCUA Charter Number 5324
Phone Number (650) 231-1300
Website www.upwardcu.org
Asset Quality Upward Credit Union
Burlingame, CA
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1-Year Asset Growth 0.24%
5-Year Asset Growth 3.54%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 6.50%
Non-Performing Loans to Loans 1.33%
Balance Sheet Upward Credit Union
Burlingame, CA
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Total Assets 95.55M
Total Deposits 81.80M
Capital and Reserves Upward Credit Union
Burlingame, CA
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Capital 9.87M
Leverage Ratio 10.53
Loan Loss Reserves to Loans 0.58%
Liquidity Upward Credit Union
Burlingame, CA
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Hot Money Ratio 5.26%
Liquidity Ratio 17.47%
Profitability Upward Credit Union
Burlingame, CA
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5-Year Return on Average Assets 0.24%
Net Income 528.00K
Net Interest Spread 4.00%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 79.62%
Return on Assets 0.76%
Return on Equity 7.58%