C
Upward Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Upward Credit Union
Burlingame, CA
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Rating C
Asset Quality Index 10.00
Capitalization Index 7.70
Liquidity Index 4.30
Profitability Index 3.90
Stability Index 4.20
Company Info Upward Credit Union
Burlingame, CA
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NCUA Charter Number 5324
Phone Number (650) 231-1300
Website www.upwardcu.org
Asset Quality Upward Credit Union
Burlingame, CA
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1-Year Asset Growth -8.44%
5-Year Asset Growth 3.54%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.01%
Non-Performing Loans to Loans 0.20%
Balance Sheet Upward Credit Union
Burlingame, CA
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Total Assets 90.10M
Total Deposits 80.23M
Capital and Reserves Upward Credit Union
Burlingame, CA
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Capital 9.38M
Leverage Ratio 10.86
Loan Loss Reserves to Loans 0.63%
Liquidity Upward Credit Union
Burlingame, CA
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Hot Money Ratio 5.42%
Liquidity Ratio 26.10%
Profitability Upward Credit Union
Burlingame, CA
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5-Year Return on Average Assets 0.24%
Net Income 248.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 83.07%
Return on Assets 0.54%
Return on Equity 5.44%