B
New Directions Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings New Directions Community Credit Union
Franklin, PA
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 1.60
Stability Index 6.90
Company Info New Directions Community Credit Union
Franklin, PA
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NCUA Charter Number 5328
Phone Number (814) 432-4091
Website newdirectionsccu.com
Asset Quality New Directions Community Credit Union
Franklin, PA
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1-Year Asset Growth 0.33%
5-Year Asset Growth -0.29%
5-Year Charge-Offs to Average Loans 0.74%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 3.40%
Non-Performing Loans to Loans 0.81%
Balance Sheet New Directions Community Credit Union
Franklin, PA
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Total Assets 37.89M
Total Deposits 31.90M
Capital and Reserves New Directions Community Credit Union
Franklin, PA
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Capital 5.86M
Leverage Ratio 15.46
Loan Loss Reserves to Loans 0.77%
Liquidity New Directions Community Credit Union
Franklin, PA
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Hot Money Ratio 5.23%
Liquidity Ratio 14.16%
Profitability New Directions Community Credit Union
Franklin, PA
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5-Year Return on Average Assets 0.68%
Net Income 20.00K
Net Interest Spread 5.90%
Operating Profit to Average Assets 0.49%
Overhead Efficiency Ratio 92.59%
Return on Assets 0.07%
Return on Equity 0.46%