Vocality Community Credit Union
| Weiss Ratings |
Vocality Community Credit Union
Garberville, CA |
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| Rating | ||||
| Asset Quality Index | 1.70 | |||
| Capitalization Index | 4.10 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 0.20 | |||
| Stability Index | 2.20 | |||
| Company Info |
Vocality Community Credit Union
Garberville, CA |
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| NCUA Charter Number | 5333 | |||
| Phone Number | (707) 923-2012 | |||
| Website | www.vocalityccu.org | |||
| Asset Quality |
Vocality Community Credit Union
Garberville, CA |
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| 1-Year Asset Growth | -5.43% | |||
| 5-Year Asset Growth | 8.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.60% | |||
| Charge-Offs to Average Loans | 0.87% | |||
| Non-Performing Assets to Assets | 3.29% | |||
| Non-Performing Loans to Capital | 40.10% | |||
| Non-Performing Loans to Loans | 2.82% | |||
| Balance Sheet |
Vocality Community Credit Union
Garberville, CA |
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| Total Assets | 150.15M | |||
| Total Deposits | 139.01M | |||
| Capital and Reserves |
Vocality Community Credit Union
Garberville, CA |
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| Capital | 9.58M | |||
| Leverage Ratio | 6.95 | |||
| Loan Loss Reserves to Loans | 2.26% | |||
| Liquidity |
Vocality Community Credit Union
Garberville, CA |
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| Hot Money Ratio | 12.23% | |||
| Liquidity Ratio | 16.85% | |||
| Profitability |
Vocality Community Credit Union
Garberville, CA |
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| 5-Year Return on Average Assets | -0.15% | |||
| Net Income | -54.00K | |||
| Net Interest Spread | 2.88% | |||
| Operating Profit to Average Assets | 0.00% | |||
| Overhead Efficiency Ratio | 99.94% | |||
| Return on Assets | -0.14% | |||
| Return on Equity | -2.25% | |||