C
1st Ed Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Ed Credit Union
Chambersburg, PA
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 0.30
Stability Index 8.30
Company Info 1st Ed Credit Union
Chambersburg, PA
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NCUA Charter Number 5338
Phone Number (717) 264-6506
Website www.1edcu.org
Asset Quality 1st Ed Credit Union
Chambersburg, PA
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1-Year Asset Growth 7.75%
5-Year Asset Growth 2.62%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.42%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.12%
Non-Performing Loans to Loans 0.04%
Balance Sheet 1st Ed Credit Union
Chambersburg, PA
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Total Assets 135.98M
Total Deposits 119.08M
Capital and Reserves 1st Ed Credit Union
Chambersburg, PA
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Capital 15.68M
Leverage Ratio 15.37
Loan Loss Reserves to Loans 0.95%
Liquidity 1st Ed Credit Union
Chambersburg, PA
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Hot Money Ratio 11.46%
Liquidity Ratio 20.10%
Profitability 1st Ed Credit Union
Chambersburg, PA
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5-Year Return on Average Assets 0.37%
Net Income 72.00K
Net Interest Spread 2.38%
Operating Profit to Average Assets 0.10%
Overhead Efficiency Ratio 96.05%
Return on Assets 0.21%
Return on Equity 1.84%