B
Springfield City Employees Credit Union
Rating Date
July 2025
Net Capital
Ratio
16.51
Leverage
Ratio
16.60
Return On
Assets
1.67%
Total
Assets
12.48M
Capital
2.06M
Total
Deposits
10.40M
Net
Income
51.00K
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Weiss Ratings Springfield City Employees Credit Union
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 5.30
Profitability Index 8.90
Stability Index 6.30
Company Info Springfield City Employees Credit Union
Springfield, IL 		Click to
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NCUA Charter Number 5341
Phone Number (217) 789-2346
Website www.scecu.org
Asset Quality Springfield City Employees Credit Union
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1-Year Asset Growth 3.77%
5-Year Asset Growth 2.36%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 2.46%
Non-Performing Loans to Loans 0.71%
Balance Sheet Springfield City Employees Credit Union
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Total Assets 12.48M
Total Deposits 10.40M
Capital and Reserves Springfield City Employees Credit Union
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Capital 2.06M
Leverage Ratio 16.60
Loan Loss Reserves to Loans 0.70%
Liquidity Springfield City Employees Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 33.49%
Profitability Springfield City Employees Credit Union
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5-Year Return on Average Assets 0.88%
Net Income 51.00K
Net Interest Spread 4.59%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 60.14%
Return on Assets 1.67%
Return on Equity 10.02%