Springfield City Employees Credit Union

Springfield, IL

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
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Weiss Ratings	Springfield City Employees Credit Union Springfield, IL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.40
Capitalization Index	10.00
Liquidity Index	4.90
Profitability Index	7.30
Stability Index	5.70

Company Info	Springfield City Employees Credit Union Springfield, IL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5341
Phone Number	(217) 789-2346
Website	www.scecu.org

Asset Quality	Springfield City Employees Credit Union Springfield, IL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.28%
5-Year Asset Growth	2.36%
5-Year Charge-Offs to Average Loans	0.15%
Charge-Offs to Average Loans	0.11%
Non-Performing Assets to Assets	0.42%
Non-Performing Loans to Capital	2.40%
Non-Performing Loans to Loans	0.70%

Balance Sheet	Springfield City Employees Credit Union Springfield, IL	Click to Compare	Click to Compare	Click to Compare
Total Assets	12.32M
Total Deposits	10.17M

Capital and Reserves	Springfield City Employees Credit Union Springfield, IL	Click to Compare	Click to Compare	Click to Compare
Capital	2.11M
Leverage Ratio	17.16
Loan Loss Reserves to Loans	0.81%

Liquidity	Springfield City Employees Credit Union Springfield, IL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	25.07%

Profitability	Springfield City Employees Credit Union Springfield, IL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.88%
Net Income	98.00K
Net Interest Spread	4.61%
Operating Profit to Average Assets	1.17%
Overhead Efficiency Ratio	76.26%
Return on Assets	1.07%
Return on Equity	6.31%