C
Western Illinois School Employees Credit Union
Quincy,  IL
Rating Date
December 2025
Net Capital
Ratio
16.76
Leverage
Ratio
16.79
Return On
Assets
0.42%
Total
Assets
22.56M
Capital
3.78M
Total
Deposits
18.55M
Net
Income
71.00K
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Weiss Ratings Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 1.10
Stability Index 7.90
Company Info Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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NCUA Charter Number 5342
Phone Number (217) 224-2091
Website www.wisecu.com
Asset Quality Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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1-Year Asset Growth -0.42%
5-Year Asset Growth 0.91%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.70%
Non-Performing Loans to Loans 0.16%
Balance Sheet Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Total Assets 22.56M
Total Deposits 18.55M
Capital and Reserves Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Capital 3.78M
Leverage Ratio 16.79
Loan Loss Reserves to Loans 0.61%
Liquidity Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 27.73%
Profitability Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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5-Year Return on Average Assets 0.68%
Net Income 71.00K
Net Interest Spread 2.28%
Operating Profit to Average Assets 0.46%
Overhead Efficiency Ratio 78.80%
Return on Assets 0.42%
Return on Equity 2.53%