Western Illinois School Employees Credit Union

Quincy, IL

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

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Total
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Weiss Ratings	Western Illinois School Employees Credit Union Quincy, IL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.80
Capitalization Index	10.00
Liquidity Index	3.50
Profitability Index	1.00
Stability Index	7.90

Company Info	Western Illinois School Employees Credit Union Quincy, IL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5342
Phone Number	(217) 224-2091
Website	www.wisecu.com

Asset Quality	Western Illinois School Employees Credit Union Quincy, IL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.29%
5-Year Asset Growth	0.91%
5-Year Charge-Offs to Average Loans	0.06%
Charge-Offs to Average Loans	0.09%
Non-Performing Assets to Assets	0.23%
Non-Performing Loans to Capital	1.38%
Non-Performing Loans to Loans	0.30%

Balance Sheet	Western Illinois School Employees Credit Union Quincy, IL	Click to Compare	Click to Compare	Click to Compare
Total Assets	22.57M
Total Deposits	18.63M

Capital and Reserves	Western Illinois School Employees Credit Union Quincy, IL	Click to Compare	Click to Compare	Click to Compare
Capital	3.73M
Leverage Ratio	16.53
Loan Loss Reserves to Loans	0.60%

Liquidity	Western Illinois School Employees Credit Union Quincy, IL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	24.89%

Profitability	Western Illinois School Employees Credit Union Quincy, IL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.68%
Net Income	17.00K
Net Interest Spread	2.22%
Operating Profit to Average Assets	0.32%
Overhead Efficiency Ratio	84.43%
Return on Assets	0.30%
Return on Equity	1.83%