C
Western Illinois School Employees Credit Union
Quincy,  IL
Rating Date
May 2024
Net Capital
Ratio
15.76
Leverage
Ratio
15.81
Return On
Assets
0.53%
Total
Assets
22.64M
Capital
3.57M
Total
Deposits
18.92M
Net
Income
30.00K
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Weiss Ratings Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 3.80
Stability Index 7.70
Company Info Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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NCUA Charter Number 5342
Phone Number (217) 224-2091
Website www.wisecu.com
Asset Quality Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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1-Year Asset Growth -2.08%
5-Year Asset Growth 0.69%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 2.81%
Non-Performing Loans to Loans 0.58%
Balance Sheet Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Total Assets 22.64M
Total Deposits 18.92M
Capital and Reserves Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Capital 3.57M
Leverage Ratio 15.81
Loan Loss Reserves to Loans 0.56%
Liquidity Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 21.95%
Profitability Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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5-Year Return on Average Assets 0.73%
Net Income 30.00K
Net Interest Spread 2.31%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 69.70%
Return on Assets 0.53%
Return on Equity 3.38%