C
Western Illinois School Employees Credit Union
Quincy,  IL
Rating Date
September 2025
Net Capital
Ratio
16.16
Leverage
Ratio
16.18
Return On
Assets
0.40%
Total
Assets
23.21M
Capital
3.75M
Total
Deposits
19.23M
Net
Income
45.00K
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Weiss Ratings Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 1.40
Stability Index 7.90
Company Info Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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NCUA Charter Number 5342
Phone Number (217) 224-2091
Website www.wisecu.com
Asset Quality Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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1-Year Asset Growth 0.96%
5-Year Asset Growth 0.91%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.67%
Non-Performing Loans to Loans 0.15%
Balance Sheet Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Total Assets 23.21M
Total Deposits 19.23M
Capital and Reserves Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Capital 3.75M
Leverage Ratio 16.18
Loan Loss Reserves to Loans 0.61%
Liquidity Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 28.56%
Profitability Western Illinois School Employees Credit Union
Quincy, IL 		Click to
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5-Year Return on Average Assets 0.68%
Net Income 45.00K
Net Interest Spread 2.61%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 80.21%
Return on Assets 0.40%
Return on Equity 2.41%