eCO Credit Union
| Weiss Ratings |
eCO Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 3.30 | |||
| Company Info |
eCO Credit Union
Birmingham, AL |
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| NCUA Charter Number | 5348 | |||
| Phone Number | (205) 226-3900 | |||
| Website | www.ecocu.org | |||
| Asset Quality |
eCO Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -2.45% | |||
| 5-Year Asset Growth | 4.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 4.79% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
eCO Credit Union
Birmingham, AL |
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| Total Assets | 185.39M | |||
| Total Deposits | 175.41M | |||
| Capital and Reserves |
eCO Credit Union
Birmingham, AL |
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| Capital | 10.81M | |||
| Leverage Ratio | 11.71 | |||
| Loan Loss Reserves to Loans | 0.39% | |||
| Liquidity |
eCO Credit Union
Birmingham, AL |
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| Hot Money Ratio | 7.11% | |||
| Liquidity Ratio | 12.94% | |||
| Profitability |
eCO Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 110.00K | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 89.33% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 4.26% | |||