C
eCO Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings eCO Credit Union
Birmingham, AL
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Rating C
Asset Quality Index 7.10
Capitalization Index 4.10
Liquidity Index 4.00
Profitability Index 3.60
Stability Index 4.10
Company Info eCO Credit Union
Birmingham, AL
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NCUA Charter Number 5348
Phone Number (205) 226-3900
Website www.ecocu.org
Asset Quality eCO Credit Union
Birmingham, AL
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1-Year Asset Growth 1.23%
5-Year Asset Growth 7.29%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 6.91%
Non-Performing Loans to Loans 0.69%
Balance Sheet eCO Credit Union
Birmingham, AL
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Total Assets 190.05M
Total Deposits 179.62M
Capital and Reserves eCO Credit Union
Birmingham, AL
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Capital 9.01M
Leverage Ratio 11.58
Loan Loss Reserves to Loans 0.47%
Liquidity eCO Credit Union
Birmingham, AL
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Hot Money Ratio 8.43%
Liquidity Ratio 10.65%
Profitability eCO Credit Union
Birmingham, AL
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5-Year Return on Average Assets 0.69%
Net Income 183.00K
Net Interest Spread 3.17%
Operating Profit to Average Assets 0.46%
Overhead Efficiency Ratio 87.47%
Return on Assets 0.37%
Return on Equity 8.11%