C
Clifton NJ Postal Employees Federal Credit Union
Clifton,  NJ
Rating Date
July 2025
Net Capital
Ratio
44.77
Leverage
Ratio
51.33
Return On
Assets
-0.54%
Total
Assets
2.18M
Capital
976.00K
Total
Deposits
1.19M
Net
Income
-6.00K
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Weiss Ratings Clifton NJ Postal Employees Federal Credit Union
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Rating C
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 0.40
Stability Index 6.20
Company Info Clifton NJ Postal Employees Federal Credit Union
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NCUA Charter Number 535
Phone Number (973) 773-5492
Website --
Asset Quality Clifton NJ Postal Employees Federal Credit Union
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1-Year Asset Growth -5.30%
5-Year Asset Growth -3.99%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.42%
Non-Performing Loans to Capital 0.71%
Non-Performing Loans to Loans 1.59%
Balance Sheet Clifton NJ Postal Employees Federal Credit Union
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Total Assets 2.18M
Total Deposits 1.19M
Capital and Reserves Clifton NJ Postal Employees Federal Credit Union
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Capital 976.00K
Leverage Ratio 51.33
Loan Loss Reserves to Loans 3.33%
Liquidity Clifton NJ Postal Employees Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 20.50%
Profitability Clifton NJ Postal Employees Federal Credit Union
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5-Year Return on Average Assets -0.11%
Net Income -6.00K
Net Interest Spread 3.34%
Operating Profit to Average Assets -0.63%
Overhead Efficiency Ratio 116.67%
Return on Assets -0.54%
Return on Equity -1.24%