C
Clifton NJ Postal Employees Federal Credit Union
Clifton,  NJ
Rating Date
July 2025
Net Capital
Ratio
43.82
Leverage
Ratio
50.88
Return On
Assets
-0.54%
Total
Assets
2.21M
Capital
967.00K
Total
Deposits
1.23M
Net
Income
-3.00K
My Lists My Alerts
Weiss Ratings Clifton NJ Postal Employees Federal Credit Union
Clifton, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 1.80
Stability Index 7.00
Company Info Clifton NJ Postal Employees Federal Credit Union
Clifton, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 535
Phone Number (973) 773-5492
Website --
Asset Quality Clifton NJ Postal Employees Federal Credit Union
Clifton, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -6.68%
5-Year Asset Growth -3.99%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.49%
Non-Performing Loans to Loans 6.91%
Balance Sheet Clifton NJ Postal Employees Federal Credit Union
Clifton, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 2.21M
Total Deposits 1.23M
Capital and Reserves Clifton NJ Postal Employees Federal Credit Union
Clifton, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 967.00K
Leverage Ratio 50.88
Loan Loss Reserves to Loans 2.95%
Liquidity Clifton NJ Postal Employees Federal Credit Union
Clifton, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 19.61%
Profitability Clifton NJ Postal Employees Federal Credit Union
Clifton, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets -0.11%
Net Income -3.00K
Net Interest Spread 3.31%
Operating Profit to Average Assets -0.54%
Overhead Efficiency Ratio 102.53%
Return on Assets -0.54%
Return on Equity -1.24%