Community Spirit Credit Union
| Weiss Ratings |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
Community Spirit Credit Union
Lawrenceburg, IN |
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| NCUA Charter Number | 5356 | |||
| Phone Number | (812) 537-0928 | |||
| Website | www.communityspiritcu.org | |||
| Asset Quality |
Community Spirit Credit Union
Lawrenceburg, IN |
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| 1-Year Asset Growth | -1.28% | |||
| 5-Year Asset Growth | 8.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 1.04% | |||
| Non-Performing Loans to Capital | 9.08% | |||
| Non-Performing Loans to Loans | 1.63% | |||
| Balance Sheet |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Total Assets | 19.51M | |||
| Total Deposits | 16.28M | |||
| Capital and Reserves |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Capital | 2.16M | |||
| Leverage Ratio | 11.23 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 7.03% | |||
| Profitability |
Community Spirit Credit Union
Lawrenceburg, IN |
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| 5-Year Return on Average Assets | 0.04% | |||
| Net Income | -23.00K | |||
| Net Interest Spread | 2.78% | |||
| Operating Profit to Average Assets | -0.14% | |||
| Overhead Efficiency Ratio | 103.98% | |||
| Return on Assets | -0.47% | |||
| Return on Equity | -4.24% | |||