Community Spirit Credit Union
| Weiss Ratings |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 4.70 | |||
| Company Info |
Community Spirit Credit Union
Lawrenceburg, IN |
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| NCUA Charter Number | 5356 | |||
| Phone Number | (812) 537-0928 | |||
| Website | www.communityspiritcu.org | |||
| Asset Quality |
Community Spirit Credit Union
Lawrenceburg, IN |
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| 1-Year Asset Growth | 3.84% | |||
| 5-Year Asset Growth | 10.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 1.89% | |||
| Non-Performing Loans to Capital | 17.58% | |||
| Non-Performing Loans to Loans | 3.66% | |||
| Balance Sheet |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Total Assets | 21.21M | |||
| Total Deposits | 18.91M | |||
| Capital and Reserves |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Capital | 2.17M | |||
| Leverage Ratio | 10.32 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Liquidity |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 23.20% | |||
| Profitability |
Community Spirit Credit Union
Lawrenceburg, IN |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 43.00K | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 0.50% | |||
| Overhead Efficiency Ratio | 87.62% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 2.67% | |||