Community Spirit Credit Union
| Weiss Ratings |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 4.70 | |||
| Company Info |
Community Spirit Credit Union
Lawrenceburg, IN |
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| NCUA Charter Number | 5356 | |||
| Phone Number | (812) 537-0928 | |||
| Website | www.communityspiritcu.org | |||
| Asset Quality |
Community Spirit Credit Union
Lawrenceburg, IN |
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| 1-Year Asset Growth | 4.16% | |||
| 5-Year Asset Growth | 10.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.57% | |||
| Non-Performing Loans to Capital | 14.18% | |||
| Non-Performing Loans to Loans | 2.87% | |||
| Balance Sheet |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Total Assets | 20.32M | |||
| Total Deposits | 18.06M | |||
| Capital and Reserves |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Capital | 2.14M | |||
| Leverage Ratio | 10.60 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Community Spirit Credit Union
Lawrenceburg, IN |
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| Hot Money Ratio | 17.43% | |||
| Liquidity Ratio | 20.50% | |||
| Profitability |
Community Spirit Credit Union
Lawrenceburg, IN |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | -19.00K | |||
| Net Interest Spread | 2.98% | |||
| Operating Profit to Average Assets | 0.29% | |||
| Overhead Efficiency Ratio | 92.27% | |||
| Return on Assets | -0.37% | |||
| Return on Equity | -3.54% | |||