Northampton Area School District Emp Federal Credit Union

Northampton, PA

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Northampton Area School District Emp Federal Credit Union Northampton, PA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	5.80
Profitability Index	8.40
Stability Index	6.30

Company Info	Northampton Area School District Emp Federal Credit Union Northampton, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5358
Phone Number	(610) 262-7811x9
Website	www.nasdecu.com

Asset Quality	Northampton Area School District Emp Federal Credit Union Northampton, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.28%
5-Year Asset Growth	4.90%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Northampton Area School District Emp Federal Credit Union Northampton, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	11.64M
Total Deposits	9.55M

Capital and Reserves	Northampton Area School District Emp Federal Credit Union Northampton, PA	Click to Compare	Click to Compare	Click to Compare
Capital	2.09M
Leverage Ratio	17.93
Loan Loss Reserves to Loans	0.91%

Liquidity	Northampton Area School District Emp Federal Credit Union Northampton, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	41.54%

Profitability	Northampton Area School District Emp Federal Credit Union Northampton, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.05%
Net Income	44.00K
Net Interest Spread	2.63%
Operating Profit to Average Assets	1.50%
Overhead Efficiency Ratio	35.29%
Return on Assets	1.50%
Return on Equity	8.52%