B
Cedar Falls Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cedar Falls Community Credit Union
Cedar Falls, IA
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 10.00
Stability Index 5.70
Company Info Cedar Falls Community Credit Union
Cedar Falls, IA
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NCUA Charter Number 5369
Phone Number (319) 266-7531
Website cfccu.org
Asset Quality Cedar Falls Community Credit Union
Cedar Falls, IA
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1-Year Asset Growth 11.85%
5-Year Asset Growth 10.74%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.36%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 3.63%
Non-Performing Loans to Loans 0.78%
Balance Sheet Cedar Falls Community Credit Union
Cedar Falls, IA
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Total Assets 228.97M
Total Deposits 189.83M
Capital and Reserves Cedar Falls Community Credit Union
Cedar Falls, IA
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Capital 37.38M
Leverage Ratio 16.40
Loan Loss Reserves to Loans 0.78%
Liquidity Cedar Falls Community Credit Union
Cedar Falls, IA
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Hot Money Ratio 31.06%
Liquidity Ratio 19.24%
Profitability Cedar Falls Community Credit Union
Cedar Falls, IA
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5-Year Return on Average Assets 1.31%
Net Income 2.62M
Net Interest Spread 3.92%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 51.41%
Return on Assets 1.58%
Return on Equity 9.72%