B
Cedar Falls Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cedar Falls Community Credit Union
Cedar Falls, IA
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 9.50
Stability Index 5.70
Company Info Cedar Falls Community Credit Union
Cedar Falls, IA
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NCUA Charter Number 5369
Phone Number (319) 266-7531
Website www.cfccu.org
Asset Quality Cedar Falls Community Credit Union
Cedar Falls, IA
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1-Year Asset Growth 9.90%
5-Year Asset Growth 10.74%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 5.31%
Non-Performing Loans to Loans 0.83%
Balance Sheet Cedar Falls Community Credit Union
Cedar Falls, IA
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Total Assets 223.13M
Total Deposits 184.88M
Capital and Reserves Cedar Falls Community Credit Union
Cedar Falls, IA
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Capital 36.54M
Leverage Ratio 16.45
Loan Loss Reserves to Loans 0.66%
Liquidity Cedar Falls Community Credit Union
Cedar Falls, IA
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Hot Money Ratio 28.39%
Liquidity Ratio 17.49%
Profitability Cedar Falls Community Credit Union
Cedar Falls, IA
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5-Year Return on Average Assets 1.31%
Net Income 1.78M
Net Interest Spread 3.84%
Operating Profit to Average Assets 2.16%
Overhead Efficiency Ratio 54.93%
Return on Assets 1.64%
Return on Equity 10.07%