| Weiss Ratings |
United Savings Credit Union
Fargo, ND |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 8.70 | |||
| Company Info |
United Savings Credit Union
Fargo, ND |
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| NCUA Charter Number | 5370 | |||
| Phone Number | (701) 235-2832 | |||
| Website | www.unitedsavingscu.org | |||
| Asset Quality |
United Savings Credit Union
Fargo, ND |
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| 1-Year Asset Growth | 0.14% | |||
| 5-Year Asset Growth | 11.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 1.03% | |||
| Non-Performing Loans to Capital | 5.97% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
United Savings Credit Union
Fargo, ND |
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| Total Assets | 118.79M | |||
| Total Deposits | 102.87M | |||
| Capital and Reserves |
United Savings Credit Union
Fargo, ND |
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| Capital | 14.96M | |||
| Leverage Ratio | 12.89 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Liquidity |
United Savings Credit Union
Fargo, ND |
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| Hot Money Ratio | 10.53% | |||
| Liquidity Ratio | 18.84% | |||
| Profitability |
United Savings Credit Union
Fargo, ND |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 67.00K | |||
| Net Interest Spread | 4.47% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 92.77% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 0.90% | |||