B
United Savings Credit Union
FargoND
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Savings Credit Union
Fargo, ND
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 1.50
Stability Index 8.70
Company Info United Savings Credit Union
Fargo, ND
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NCUA Charter Number 5370
Phone Number (701) 235-2832
Website www.unitedsavingscu.org
Asset Quality United Savings Credit Union
Fargo, ND
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1-Year Asset Growth 0.83%
5-Year Asset Growth 11.01%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 5.97%
Non-Performing Loans to Loans 1.08%
Balance Sheet United Savings Credit Union
Fargo, ND
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Total Assets 120.90M
Total Deposits 105.08M
Capital and Reserves United Savings Credit Union
Fargo, ND
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Capital 14.90M
Leverage Ratio 12.63
Loan Loss Reserves to Loans 1.13%
Liquidity United Savings Credit Union
Fargo, ND
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Hot Money Ratio 10.53%
Liquidity Ratio 18.84%
Profitability United Savings Credit Union
Fargo, ND
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5-Year Return on Average Assets 0.54%
Net Income 25.00K
Net Interest Spread 4.58%
Operating Profit to Average Assets 0.33%
Overhead Efficiency Ratio 92.77%
Return on Assets 0.08%
Return on Equity 0.67%