| Weiss Ratings |
United Savings Credit Union
Fargo, ND |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 6.90 | |||
| Company Info |
United Savings Credit Union
Fargo, ND |
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| NCUA Charter Number | 5370 | |||
| Phone Number | (701) 235-2832 | |||
| Website | www.unitedsavingscu.org | |||
| Asset Quality |
United Savings Credit Union
Fargo, ND |
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| 1-Year Asset Growth | 23.66% | |||
| 5-Year Asset Growth | 6.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.78% | |||
| Non-Performing Loans to Capital | 6.36% | |||
| Non-Performing Loans to Loans | 1.10% | |||
| Balance Sheet |
United Savings Credit Union
Fargo, ND |
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| Total Assets | 119.91M | |||
| Total Deposits | 105.29M | |||
| Capital and Reserves |
United Savings Credit Union
Fargo, ND |
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| Capital | 13.86M | |||
| Leverage Ratio | 10.29 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Liquidity |
United Savings Credit Union
Fargo, ND |
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| Hot Money Ratio | 8.32% | |||
| Liquidity Ratio | 14.25% | |||
| Profitability |
United Savings Credit Union
Fargo, ND |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 274.00K | |||
| Net Interest Spread | 4.53% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 79.24% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 8.60% | |||