| Weiss Ratings |
American 1 Credit Union
Jackson, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 8.70 | |||
| Company Info |
American 1 Credit Union
Jackson, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5371 | |||
| Phone Number | (888) 213-2848 | |||
| Website | www.american1cu.org | |||
| Asset Quality |
American 1 Credit Union
Jackson, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 17.41% | |||
| 5-Year Asset Growth | 13.19% | |||
| 5-Year Charge-Offs to Average Loans | 1.44% | |||
| Charge-Offs to Average Loans | 1.98% | |||
| Non-Performing Assets to Assets | 1.16% | |||
| Non-Performing Loans to Capital | 7.43% | |||
| Non-Performing Loans to Loans | 1.76% | |||
| Balance Sheet |
American 1 Credit Union
Jackson, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 692.87M | |||
| Total Deposits | 578.92M | |||
| Capital and Reserves |
American 1 Credit Union
Jackson, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 93.82M | |||
| Leverage Ratio | 14.25 | |||
| Loan Loss Reserves to Loans | 3.23% | |||
| Liquidity |
American 1 Credit Union
Jackson, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 17.23% | |||
| Liquidity Ratio | 39.14% | |||
| Profitability |
American 1 Credit Union
Jackson, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 1.51M | |||
| Net Interest Spread | 6.77% | |||
| Operating Profit to Average Assets | 2.16% | |||
| Overhead Efficiency Ratio | 71.38% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 6.48% | |||