| Weiss Ratings |
American 1 Credit Union
Jackson, MI |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 7.80 | |||
| Company Info |
American 1 Credit Union
Jackson, MI |
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| NCUA Charter Number | 5371 | |||
| Phone Number | (517) 787-6510 | |||
| Website | www.american1cu.org | |||
| Asset Quality |
American 1 Credit Union
Jackson, MI |
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| 1-Year Asset Growth | -5.44% | |||
| 5-Year Asset Growth | 9.42% | |||
| 5-Year Charge-Offs to Average Loans | 1.49% | |||
| Charge-Offs to Average Loans | 2.51% | |||
| Non-Performing Assets to Assets | 1.62% | |||
| Non-Performing Loans to Capital | 9.34% | |||
| Non-Performing Loans to Loans | 2.21% | |||
| Balance Sheet |
American 1 Credit Union
Jackson, MI |
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| Total Assets | 666.27M | |||
| Total Deposits | 550.47M | |||
| Capital and Reserves |
American 1 Credit Union
Jackson, MI |
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| Capital | 98.09M | |||
| Leverage Ratio | 15.08 | |||
| Loan Loss Reserves to Loans | 3.66% | |||
| Liquidity |
American 1 Credit Union
Jackson, MI |
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| Hot Money Ratio | 9.36% | |||
| Liquidity Ratio | 31.96% | |||
| Profitability |
American 1 Credit Union
Jackson, MI |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 458.00K | |||
| Net Interest Spread | 7.24% | |||
| Operating Profit to Average Assets | 2.29% | |||
| Overhead Efficiency Ratio | 72.01% | |||
| Return on Assets | 0.14% | |||
| Return on Equity | 0.94% | |||