| Weiss Ratings |
American 1 Credit Union
Jackson, MI |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 8.20 | |||
| Company Info |
American 1 Credit Union
Jackson, MI |
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| NCUA Charter Number | 5371 | |||
| Phone Number | (517) 787-6510 | |||
| Website | www.american1cu.org | |||
| Asset Quality |
American 1 Credit Union
Jackson, MI |
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| 1-Year Asset Growth | -3.07% | |||
| 5-Year Asset Growth | 9.42% | |||
| 5-Year Charge-Offs to Average Loans | 1.49% | |||
| Charge-Offs to Average Loans | 2.43% | |||
| Non-Performing Assets to Assets | 1.77% | |||
| Non-Performing Loans to Capital | 9.83% | |||
| Non-Performing Loans to Loans | 2.37% | |||
| Balance Sheet |
American 1 Credit Union
Jackson, MI |
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| Total Assets | 649.69M | |||
| Total Deposits | 535.53M | |||
| Capital and Reserves |
American 1 Credit Union
Jackson, MI |
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| Capital | 98.91M | |||
| Leverage Ratio | 15.60 | |||
| Loan Loss Reserves to Loans | 3.80% | |||
| Liquidity |
American 1 Credit Union
Jackson, MI |
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| Hot Money Ratio | 8.79% | |||
| Liquidity Ratio | 30.15% | |||
| Profitability |
American 1 Credit Union
Jackson, MI |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 1.29M | |||
| Net Interest Spread | 7.33% | |||
| Operating Profit to Average Assets | 2.34% | |||
| Overhead Efficiency Ratio | 71.97% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 1.75% | |||