C
Wexford Community Credit Union
Rating Date
May 2024
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Major Rating Factors: Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.4 has resulted in Fair (4.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.8 on a scale of 0 to 10).
Other Rating Factors: A current level of 4.4 percent of nonperforming loans to core capital combined with 4.4 percent from a year earlier contributes to the Excellent asset quality (7.5). Good current capitalization (5.3 on a scale of 0 to 10) based on a net capital to total assets of 7.7 and a net worth ratio of 0.0.
Asset Mix: Consumer loans (22%), home mtgs (12%), other (66%)
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Corporate Info
Address
1015 Wilcox St
Cadillac, MI 49601
Phone Number
(231) 775-2081
NCUA Charter Number
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