| Weiss Ratings |
Pearl Municipal Federal Credit Union
Pearl, MS |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Pearl Municipal Federal Credit Union
Pearl, MS |
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| NCUA Charter Number | 5383 | |||
| Phone Number | (601) 939-3126 | |||
| Website | www.pearlcu.com | |||
| Asset Quality |
Pearl Municipal Federal Credit Union
Pearl, MS |
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| 1-Year Asset Growth | 5.39% | |||
| 5-Year Asset Growth | 4.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | -0.26% | |||
| Non-Performing Assets to Assets | 1.40% | |||
| Non-Performing Loans to Capital | 5.41% | |||
| Non-Performing Loans to Loans | 1.84% | |||
| Balance Sheet |
Pearl Municipal Federal Credit Union
Pearl, MS |
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| Total Assets | 1.99M | |||
| Total Deposits | 1.48M | |||
| Capital and Reserves |
Pearl Municipal Federal Credit Union
Pearl, MS |
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| Capital | 516.00K | |||
| Leverage Ratio | 25.93 | |||
| Loan Loss Reserves to Loans | 0.13% | |||
| Liquidity |
Pearl Municipal Federal Credit Union
Pearl, MS |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 30.94% | |||
| Profitability |
Pearl Municipal Federal Credit Union
Pearl, MS |
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| 5-Year Return on Average Assets | 1.80% | |||
| Net Income | 25.00K | |||
| Net Interest Spread | 6.68% | |||
| Operating Profit to Average Assets | 2.62% | |||
| Overhead Efficiency Ratio | 59.32% | |||
| Return on Assets | 2.52% | |||
| Return on Equity | 9.98% | |||