C
Freedom Northwest Credit Union
KamiahID
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Freedom Northwest Credit Union
Kamiah, ID
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Rating C
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 1.40
Profitability Index 10.00
Stability Index 5.00
Company Info Freedom Northwest Credit Union
Kamiah, ID
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NCUA Charter Number 5385
Phone Number (208) 935-0277
Website www.fnwcu.org
Asset Quality Freedom Northwest Credit Union
Kamiah, ID
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1-Year Asset Growth 10.56%
5-Year Asset Growth 24.72%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.52%
Non-Performing Loans to Loans 0.32%
Balance Sheet Freedom Northwest Credit Union
Kamiah, ID
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Total Assets 645.93M
Total Deposits 487.43M
Capital and Reserves Freedom Northwest Credit Union
Kamiah, ID
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Capital 79.12M
Leverage Ratio 12.37
Loan Loss Reserves to Loans 0.27%
Liquidity Freedom Northwest Credit Union
Kamiah, ID
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Hot Money Ratio 31.71%
Liquidity Ratio 20.63%
Profitability Freedom Northwest Credit Union
Kamiah, ID
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5-Year Return on Average Assets 2.42%
Net Income 10.56M
Net Interest Spread 3.88%
Operating Profit to Average Assets 2.35%
Overhead Efficiency Ratio 41.67%
Return on Assets 2.28%
Return on Equity 19.23%