C
Heritage Valley Federal Credit Union
YorkPA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heritage Valley Federal Credit Union
York, PA
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Rating C
Asset Quality Index 6.30
Capitalization Index 4.30
Liquidity Index 4.40
Profitability Index 5.60
Stability Index 2.00
Company Info Heritage Valley Federal Credit Union
York, PA
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NCUA Charter Number 539
Phone Number (717) 840-4981
Website heritagevalleyfcu.org
Asset Quality Heritage Valley Federal Credit Union
York, PA
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1-Year Asset Growth 8.86%
5-Year Asset Growth 6.30%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 1.21%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 13.67%
Non-Performing Loans to Loans 1.73%
Balance Sheet Heritage Valley Federal Credit Union
York, PA
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Total Assets 127.39M
Total Deposits 120.29M
Capital and Reserves Heritage Valley Federal Credit Union
York, PA
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Capital 8.24M
Leverage Ratio 7.68
Loan Loss Reserves to Loans 0.99%
Liquidity Heritage Valley Federal Credit Union
York, PA
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Hot Money Ratio 8.74%
Liquidity Ratio 12.18%
Profitability Heritage Valley Federal Credit Union
York, PA
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5-Year Return on Average Assets 0.12%
Net Income 609.00K
Net Interest Spread 4.56%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 79.75%
Return on Assets 0.66%
Return on Equity 11.55%