C
B.E.A. Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings B.E.A. Credit Union
Bethalto, IL
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 8.10
Stability Index 3.70
Company Info B.E.A. Credit Union
Bethalto, IL
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NCUA Charter Number 5392
Phone Number (618) 377-3948
Website --
Asset Quality B.E.A. Credit Union
Bethalto, IL
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1-Year Asset Growth -13.31%
5-Year Asset Growth -3.85%
5-Year Charge-Offs to Average Loans 0.81%
Charge-Offs to Average Loans 0.65%
Non-Performing Assets to Assets 2.39%
Non-Performing Loans to Capital 7.85%
Non-Performing Loans to Loans 2.81%
Balance Sheet B.E.A. Credit Union
Bethalto, IL
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Total Assets 2.34M
Total Deposits 1.63M
Capital and Reserves B.E.A. Credit Union
Bethalto, IL
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Capital 642.00K
Leverage Ratio 27.39
Loan Loss Reserves to Loans 3.56%
Liquidity B.E.A. Credit Union
Bethalto, IL
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Hot Money Ratio 0.00%
Liquidity Ratio 22.44%
Profitability B.E.A. Credit Union
Bethalto, IL
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5-Year Return on Average Assets -0.05%
Net Income 23.00K
Net Interest Spread 5.73%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 76.29%
Return on Assets 1.25%
Return on Equity 4.85%