E
Cogic Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cogic Credit Union
Lafayette, LA
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Rating E
Asset Quality Index 0.30
Capitalization Index 5.50
Liquidity Index 5.40
Profitability Index 6.30
Stability Index 4.00
Company Info Cogic Credit Union
Lafayette, LA
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NCUA Charter Number 5397
Phone Number (337) 504-3502
Website www.cogiccreditunion.org
Asset Quality Cogic Credit Union
Lafayette, LA
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1-Year Asset Growth -6.55%
5-Year Asset Growth 5.49%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 4.75%
Non-Performing Loans to Capital 56.76%
Non-Performing Loans to Loans 8.14%
Balance Sheet Cogic Credit Union
Lafayette, LA
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Total Assets 442.00K
Total Deposits 407.00K
Capital and Reserves Cogic Credit Union
Lafayette, LA
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Capital 35.00K
Leverage Ratio 7.92
Loan Loss Reserves to Loans 0.78%
Liquidity Cogic Credit Union
Lafayette, LA
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Hot Money Ratio 0.00%
Liquidity Ratio 42.26%
Profitability Cogic Credit Union
Lafayette, LA
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5-Year Return on Average Assets 0.70%
Net Income 6.00K
Net Interest Spread 6.82%
Operating Profit to Average Assets 5.37%
Overhead Efficiency Ratio 57.14%
Return on Assets 5.37%
Return on Equity 70.59%