E
Piedmont Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Piedmont Credit Union
Statesville, NC
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Rating E
Asset Quality Index 2.30
Capitalization Index 5.20
Liquidity Index 5.10
Profitability Index 0.50
Stability Index 2.40
Company Info Piedmont Credit Union
Statesville, NC
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NCUA Charter Number 5398
Phone Number (704) 873-6400
Website www.piedmontcreditunionnc.com
Asset Quality Piedmont Credit Union
Statesville, NC
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1-Year Asset Growth 2.16%
5-Year Asset Growth 6.04%
5-Year Charge-Offs to Average Loans 0.58%
Charge-Offs to Average Loans 0.59%
Non-Performing Assets to Assets 2.21%
Non-Performing Loans to Capital 27.54%
Non-Performing Loans to Loans 3.99%
Balance Sheet Piedmont Credit Union
Statesville, NC
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Total Assets 5.53M
Total Deposits 5.11M
Capital and Reserves Piedmont Credit Union
Statesville, NC
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Capital 415.00K
Leverage Ratio 7.51
Loan Loss Reserves to Loans 0.92%
Liquidity Piedmont Credit Union
Statesville, NC
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Hot Money Ratio 23.78%
Liquidity Ratio 41.24%
Profitability Piedmont Credit Union
Statesville, NC
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5-Year Return on Average Assets -0.71%
Net Income -23.00K
Net Interest Spread 5.85%
Operating Profit to Average Assets -0.87%
Overhead Efficiency Ratio 114.71%
Return on Assets -0.83%
Return on Equity -10.65%