B
Madison County Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Madison County Federal Credit Union
Anderson, IN
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Rating B
Asset Quality Index 7.30
Capitalization Index 7.60
Liquidity Index 3.80
Profitability Index 5.00
Stability Index 6.60
Company Info Madison County Federal Credit Union
Anderson, IN
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NCUA Charter Number 540
Phone Number (765) 644-3623
Website www.madcofcu.com
Asset Quality Madison County Federal Credit Union
Anderson, IN
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1-Year Asset Growth 1.49%
5-Year Asset Growth 7.39%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 1.42%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 5.36%
Non-Performing Loans to Loans 0.95%
Balance Sheet Madison County Federal Credit Union
Anderson, IN
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Total Assets 113.82M
Total Deposits 101.83M
Capital and Reserves Madison County Federal Credit Union
Anderson, IN
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Capital 10.96M
Leverage Ratio 10.02
Loan Loss Reserves to Loans 1.01%
Liquidity Madison County Federal Credit Union
Anderson, IN
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Hot Money Ratio 1.47%
Liquidity Ratio 20.10%
Profitability Madison County Federal Credit Union
Anderson, IN
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5-Year Return on Average Assets 0.86%
Net Income 124.00K
Net Interest Spread 5.59%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 80.74%
Return on Assets 0.45%
Return on Equity 4.55%